Financial News (Page 8)
Consolidating your debt? Here is what you need to know
Before you consolidate your debt, you have to consider a few things prior to contacting a credit counselling agency.
Thinking of tapping into your home equity line of credit (HELOC)?
Consider this before you draw on that equity. With a home equity line of credit, you are essentially borrowing against…
Demystifying Your Credit Score
If you get confused by your credit report, learn how credit bureaus calculate it to improve your credit range and…
Change Your Mindset and Pay Off Debt
Shifting to a cash only lifestyle to pay off debt is all about developing good financial habits that will stick.…
How to Choose a Student Credit Card in 2021
A student credit card can help you establish and build good credit habits. It comes down to picking the right…
How to Deal With Divorce Debt After Marriage
Divorce debt can add pressure to your credit & financial status. Learn how debts and assets are split during a…
Credit Union vs Bank: Understanding The Differences
Learn the difference between a credit union vs bank. Compare our breakdown to see which is best suited for your…
Types of credit ratings and what they mean
If you’ve ever applied for a credit product, you’ve likely received information on your credit rating, but do you really…
What is the Debt to Equity Ratio?
Canadian individuals and business must sometimes resort to borrowing money regardless of the interest rates. In this article, we’re going…
What to Look for in a Mortgage, Besides Just the Rate
Do you know what to look for in a mortgage? Aside from the rate, there are several things you should…
Have Credit Card Debt But No Job?
It's tough having credit card debt while you are unemployed but there are options.
The Problem with Making Only Minimum Payments
Consolidated Credit explains why it is never a good idea to pay only your minimum payment on your credit card…
Credit Application Rejected, Again?
If you’ve been turned down for credit, there’s a reason why. Until you take steps to rectify that reason, it…
How to Use Your Credit Wisely
People are choosing to use their credit cards in many new ways, but there are risks involved. Here's a look…
Protecting Your Finances During COVID-19
Covid-19 financial tips are becoming more prominent in recent news. The coronavirus (Covid-19) is the centre of focus globally. And while your…
Don’t Wait Until RRSP Season to Contribute
Get advice on how you should make regular contributions to your RRSP a year-long habit. Don't wait for when RRSP…
Managing your mortgage: how to keep it as good debt
Managing your mortgage is about keeping a healthy ratio between your home’s equity and its debt. Develop a "good debt"…
Canadian Credit Ratings Explained
Learn how your credit ratings work in Canada, including your score and the letter and number assigned to each of…
What is revolving credit and how do I manage it?
We help you understand what is revolving credit. Learn how to manage it and why revolving credit can boost your…
Alternatives to Declaring Bankruptcy in Canada
Declaring bankruptcy is not a decision to take lightly. Some amount of debt can be a good thing for your…
9 Experts Respond: “What are your New Year Money Goals?”
We’re well into the New Year, and money goals for Canadians are still shaping up. How would you like to…
What is “RRSP Season” and Why Should Canadians Care?
No matter what stage you’re at in life, it’s always important to think about retirement. Planning for your Golden Years…
Employment Insurance Program Benefits for the Unemployed
Unemployed workers in Canada can get Employment Insurance benefits while they look for a job. Learn about the program requirements…
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