Financial News (Page 8)
Why Oil Prices Are Increasing
Recently, 50% of gas stations across Georgia were without gas. Gas prices hit a national high of $3.03 per gallon,…
What is Receivership? – Tools Creditors Use
As consumers know, credit scores are an important part of personal finances. Some individuals cannot adequately manage their debt. They…
The Consumer Protection Act
Canada has laws governing the way companies can go about the sale of goods and services. Laws are in place…
Scholarship Entrant Gets Creative
As you know, we’re still accepting essay submissions for our scholarship. A recent entry from a current doctorate student showcases…
Credit Counsellors Can Help With COVID-19 Financial Hardship
The COVID-19 pandemic brought financial hardship to thousands of Canadians. Middle-income Canadians felt a profound effect on their finances, with…
Ready for a Restart? Your Guide to Financially Recovering from COVID-19
The COVID-19 pandemic brought financial turmoil to thousands of Canadians. In October 2020, a third of Canadians thought that financially…
How to Check Your Credit Score
The average Canadian consumer needs a few things to perform many financial tasks. Usually, you need income and credit to…
Are Middle-Income Canadians Sinking Fast?
A new poll shows they’re struggling just to stay afloat The pandemic might be ending, but the financial struggles for…
How long does it take to rebuild credit?
Credit is a tool that lenders use to assess a borrower’s creditworthiness. Usually, credit evaluations happen before extending financing. Lenders…
How to Remove Collections From A Credit Report in Canada
Some people have the unenviable need to remove collections from their credit reports. Do you have a collection entry on…
What do you know about your consumer rights?
Dealing with your finances can be overwhelming, especially if you don’t have accurate facts about your consumer rights. A recent study by…
Steps to File Bankruptcy in Canada
When you are dealing with a massive debt load, what are your options to get out of debt? “One strategy…
Money Management Education for College Students
As part of our effort to empower people with financial knowledge, Consolidated Credit Canada offers a scholarship to qualifying Canadian…
Your Debt Collection Questions Answered
Surprisingly, even financially stable people have debts with collections agencies. With life’s ups and downs, it’s easy for a phone…
Common Retirement Questions: You Need the Answers
When you approach retirement, it’s important to have your finances in order. You’ll need to assess if your retirement savings…
Challenges of buying a home with bad credit
If you’ve got bad credit because of bankruptcy, a consumer proposal or other credit problems, it can be challenging to…
Is there a statute of limitations on credit card debt?
Credit card debt can be a difficult cycle. Interest rates add up. Missed payments. Calls from collectors and creditors. Threats…
Canadian Debt-to-Asset Ratio Increased After Pandemic
The COVID-19 pandemic continues to bring financial instability with an increased debt-to-asset ratio. With mass job loss in Canada and…
Making a CERB Repayment Post Covid 19
COVID-19 demolished thousands of jobs and impacted many industries across Canada. Just in January 2021, Canada lost 213,000 jobs. Luckily,…
What happens after bankruptcy?
Before one declares bankruptcy, you might be wondering what the process looks like. In this article, Debt.ca explores what happens…
How to shut down FOMO to avoid debt problems
Don’t underestimate the impact of your emotions when it comes to spending. There is a psychology behind why you buy.…
The Collection Agencies Act and Your Rights
The Collection Agencies Act can help Canadians dealing with abusive and harassing collectors. From dodging constant collections calls to exaggerated…
What are the Top 7 Credit Score Myths
Are you a believer in any of the credit myths below? Credit scores are important, three-digit numbers that help you…
Debt Management vs Individual Voluntary Arrangement
Debt affects thousands of our UK friends and family each year. Life is expensive, with increasing housing costs, transportation, and…
Experts Answer Your Income Tax Questions
Tax season can be hectic even in the best of times, and the ongoing COVID-19 pandemic has certainly thrown a…
Post-Pandemic Economy – Canadian Consumer Spending and Debt
Canadians experienced drastic changes in their lifestyle, job scenario, mental and physical health, and finances throughout the COVID-19 pandemic. Entire…
Financial Anxiety Post COVID-19
Anxiety is a feeling characterized by emotions of tension, worried thoughts, and physical changes. People can develop anxiety from a…
Statute of Limitations on Debt
A statute of limitation on debt is the period of time someone has to bring a financial-related offence to court.…
How Many Times Can You Do a Consumer Proposal?
Consumer debt can weigh down on your finances, especially if you’re reckless with your spending and don’t have a solid…
Fast Ways to Improve Financial Wellness
Canada is one of the greatest places to live on Earth. There’s free healthcare, beautiful landscapes, accessible education and so…
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