Financial News (Page 8)
How to Read a Credit Card Statement
Learn how to read your credit card statement from top to bottom. Use our expert analysis to make knowledgeable and…
Credit Card Tips for Students
When you are a student, you have your whole life in front of you. Don’t limit your opportunities right out…
Credit Card Payment Deferrals for COVID-19
Cashflow issues during the COVID-19 pandemic may qualify for a credit card payment deferral program. See if your bank is…
Why was my credit card declined?
Wondering why your credit card declined and what to do about it? Knowing that it happens all the time to…
Are prepaid cards a good idea?
The popularity of prepaid debit and credit cards is growing fast. On the surface, they seem like a good idea,…
Types of Bankruptcy in Canada
Learn about the types of bankruptcy you can file in Canada and which (if any) is right for your unique…
Bankruptcy vs Credit Consolidation – Which should I choose?
Evaluate your financial situation, carefully weigh the pros and cons of bankruptcy vs credit consolidation. Find the best debt solution.
Choosing Financial Debt Counselling and a Debt Management Plan
If you're struggling with debt, it may be worth your while to consider debt counselling and debt management options. Read…
Beware of deferred payments and zero per cent interest financing.
Not all that glitters is gold. Deferred payments can lead to a pile of debt if you're not careful of…
Common Mistakes When Paying Down Debt
Learn how to avoid common mistakes when paying down debt. Create a debt repayment palm and budget, but don't do…
Banks Offering COVID-19 Financial Relief
There are banks offering financial relief during coronavirus due to the ongoing struggles Canadians are experiencing. Many stores and businesses…
Tips for Millennials Buying Homes
Millennials searching for a home are getting used to drawing on the bank of mom and dad before and after…
Credit Repair 101
Have you been turned down for a loan because your credit score is too low? Learn Credit Repair 101 to…
The Danger of Running Up your HELOC
A HELOC is subject to fluctuation in interest rates which can raise payments. Read to understand the bad side and…
Consolidating your debt? Here is what you need to know
Before you consolidate your debt, you have to consider a few things prior to contacting a credit counselling agency.
Thinking of tapping into your home equity line of credit (HELOC)?
Consider this before you draw on that equity. With a home equity line of credit, you are essentially borrowing against…
Demystifying Your Credit Score
If you get confused by your credit report, learn how credit bureaus calculate it to improve your credit range and…
Change Your Mindset and Pay Off Debt
Shifting to a cash only lifestyle to pay off debt is all about developing good financial habits that will stick.…
How to Choose a Student Credit Card in 2021
A student credit card can help you establish and build good credit habits. It comes down to picking the right…
How to Deal With Divorce Debt After Marriage
Divorce debt can add pressure to your credit & financial status. Learn how debts and assets are split during a…
Credit Union vs Bank: Understanding The Differences
Learn the difference between a credit union vs bank. Compare our breakdown to see which is best suited for your…
Types of credit ratings and what they mean
If you’ve ever applied for a credit product, you’ve likely received information on your credit rating, but do you really…
What is the Debt to Equity Ratio?
Canadian individuals and business must sometimes resort to borrowing money regardless of the interest rates. In this article, we’re going…
What to Look for in a Mortgage, Besides Just the Rate
Do you know what to look for in a mortgage? Aside from the rate, there are several things you should…
Have Credit Card Debt But No Job?
It's tough having credit card debt while you are unemployed but there are options.
The Problem with Making Only Minimum Payments
Consolidated Credit explains why it is never a good idea to pay only your minimum payment on your credit card…
Credit Application Rejected, Again?
If you’ve been turned down for credit, there’s a reason why. Until you take steps to rectify that reason, it…
How to Use Your Credit Wisely
People are choosing to use their credit cards in many new ways, but there are risks involved. Here's a look…
Protecting Your Finances During COVID-19
Covid-19 financial tips are becoming more prominent in recent news. The coronavirus (Covid-19) is the centre of focus globally. And while your…
Don’t Wait Until RRSP Season to Contribute
Get advice on how you should make regular contributions to your RRSP a year-long habit. Don't wait for when RRSP…
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