Find Debt Relief in 3 Easy Steps
A trained credit counsellor can help you take stock of your financial situation and help you understand your options for relief and the advice is free.
Talk to a Counsellor
for Free
Review your debts, budget and credit with a trained credit counsellor to see if you qualify for a debt management program and explore other options for relief, so you can avoid bankruptcy.
Start as Soon as
You’re Ready
Take the time you need to decide. Once you are ready to enroll, we will call your creditors and work with them to lower your interest rates and stop late fees.
Get Out of
Debt Faster
The program is easy! You make one payment to us each month, and we distribute the funds to your creditors on your behalf. You can be out of debt in as little as 36 months.
Here's what our clients say...
- Best Rating:5
- Average Rating:4.6
- Reviews:5426
Free Financial Education Resources and Outreach Programs
Financial Education Videos
Watch Consolidated Credit's free financial education videos to build a better financial outlook.
In the Community
At Consolidated Credit, we believe in giving back to our community to help those who are less fortunate. Learn about Consolidated Credit’s latest efforts to support charities and fundraising initiatives across Canada, from employee fundraising campaigns to team volunteering.
Financial Wellness
Consolidated Credit recognizes the challenges that working class Canadians face, and how these challenges impact productivity in the workplace. That’s why we help businesses and organizations craft customized financial wellness programs, to help employees build financial literacy.
Recent News
News Archive Go to News Archive page
Student Loan FAQs
Updated:In the 2016-2017 academic year alone, Canada issued $2,608,000,000 in student loans to eligible students. Many Canadians rely on student…
Is Interest on Student Loan Debt Tax Deductible?
Updated:A university or college degree is a great advantage in your job search. But, it’s a costly advantage. Student debt…
Can You Get a Mortgage After a Debt Management Plan?
Updated:Every day, we face some sort of debt. Whether that debt is credit card debt, car loans, mortgages, student loan…
Free Easy-to-Use Budgeting Templates
Updated:Canadians spend money on countless expenses. For example, the average Canadian has lots of money flowing out each month from…