Find Debt Relief in 3 Easy Steps

A trained credit counsellor can help you take stock of your financial situation and help you understand your options for relief and the advice is free.

1

Talk to a Counsellor
for Free

Review your debts, budget and credit with a trained credit counsellor to see if you qualify for a debt management program and explore other options for relief, so you can avoid bankruptcy.

2

Start as Soon as
You’re Ready

Take the time you need to decide. Once you are ready to enroll, we will call your creditors and work with them to lower your interest rates and stop late fees.

3

Get Out of
Debt Faster

The program is easy! You make one payment to us each month, and we distribute the funds to your creditors on your behalf. You can be out of debt in as little as 36 months.

Here's what our clients say...

Excellent

Showing our 4 and 5 star ratings

We saved so much money...
Without this program we’d be drowning, making minimum payments on 17 cards and getting nowhere. We saved so much money!
GREG B.
Great customer service
Consolidated Credit is a life saver! We owed $80,000 and got out of debt in 4 years, and it helped our credit score.
ROSA
This is a great alternative to…
This is a great alternative to bankruptcy. They stopped interest and late fees, so our balances are finally going down.
JOHN R.
  • Best Rating:5
  • Average Rating:4.6
  • Reviews:5186

Free Financial Education Resources and Outreach Programs

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Financial Education Videos

Watch Consolidated Credit's free financial education videos to build a better financial outlook.

In the Community

At Consolidated Credit, we believe in giving back to our community to help those who are less fortunate. Learn about Consolidated Credit’s latest efforts to support charities and fundraising initiatives across Canada, from employee fundraising campaigns to team volunteering.

Consolidated Credit Counselling Services of Canada Helping old people in the community Hard work in every project for the community
Helping others with free food and good financial advice on these hard days
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Financial Wellness

Consolidated Credit recognizes the challenges that working class Canadians face, and how these challenges impact productivity in the workplace. That’s why we help businesses and organizations craft customized financial wellness programs, to help employees build financial literacy.

The Consumer Protection Act

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As you know, we’re still accepting essay submissions for our scholarship. A recent entry from a current doctorate student showcases…

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Ready for a Restart? Your Guide to Financially Recovering from COVID-19

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The COVID-19 pandemic brought financial turmoil to thousands of Canadians. In October 2020, a third of Canadians thought that financially…

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How to Check Your Credit Score

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The average Canadian consumer needs a few things to perform many financial tasks. Usually, you need income and credit to…

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