Welcome to Consolidated Credit Canada

Executive Director Jeffrey Schwartz.

We are a non-profit credit counselling organization that has been helping Canadians live their best life for almost 15 years. From debt management to insolvency, Consolidated Credit Canada offers custom plans and an abundance of resources to support your financial journey.

Our main mission is to get clients out of debt and keep them out of debt.

Find Debt Relief in 3 Easy Steps

A trained credit counsellor can help you take stock of your financial situation and help you understand your options for relief and the advice is free.


Talk to a Counsellor
for Free

Review your debts, budget and credit with a trained credit counsellor to see if you qualify for a debt management program and explore other options for relief, so you can avoid bankruptcy.


Start as Soon as
You’re Ready

Take the time you need to decide. Once you are ready to enroll, we will call your creditors and work with them to lower your interest rates and stop late fees.


Get Out of
Debt Faster

The program is easy! You make one payment to us each month, and we distribute the funds to your creditors on your behalf. You can be out of debt in as little as 36 months.

Here's what our clients say...


Showing our 4 and 5 star ratings

We saved so much money...
Without this program we’d be drowning, making minimum payments on 17 cards and getting nowhere. We saved so much money!
Great customer service
Consolidated Credit is a life saver! We owed $80,000 and got out of debt in 4 years, and it helped our credit score.
This is a great alternative to…
This is a great alternative to bankruptcy. They stopped interest and late fees, so our balances are finally going down.
  • Best Rating:5
  • Average Rating:4.9
  • Reviews:6607

Free Financial Education Resources and Outreach Programs

Guy watching financial videos from Consolidated Resources

Financial Education Videos

Watch Consolidated Credit's free financial education videos to build a better financial outlook.

In the Community

At Consolidated Credit, we believe in giving back to our community to help those who are less fortunate. Learn about Consolidated Credit’s latest efforts to support charities and fundraising initiatives across Canada, from employee fundraising campaigns to team volunteering.

Consolidated Credit Counselling Services of Canada Helping old people in the community Hard work in every project for the community
Helping others with free food and good financial advice on these hard days
KOFE logo

Financial Wellness

Consolidated Credit recognizes the challenges that working class individuals face across Canada, and how these challenges impact productivity and retention in the workplace. That’s why we help businesses and organizations craft customizable financial wellness programs, to help employees build financial literacy through our user-friendly and interactive education platform, K.O.F.E. (Knowledge of Financial Education).

The connection between credit rating, credit scores, and debt relief options


Credit scores are a big deal. An excellent credit rating can help you get a job, purchase a home, or…

Read full article 10 minutes read

How Changes To the Banking Industry Will Impact Canadians


Last year, Ottawa announced new measures in the financial services industry. Canadians should be aware of the changes that will…

Read full article 6 minutes read

Credit Card Debt FAQs


According to Forbes, the average interest rate for a credit card is now between 19.99% and 25.99%. Handling interest that…

Read full article 1 minute read

Debt Management Plan FAQs


Below are all the answers to the most common debt management plan faqs so you can decide if it’s the…

Read full article 1 minute read