Financial News (Page 7)
What do you know about your consumer rights?
Dealing with your finances can be overwhelming, especially if you don’t have accurate facts about your consumer rights. A recent study by…
Steps to File Bankruptcy in Canada
When you are dealing with a massive debt load, what are your options to get out of debt? “One strategy…
Money Management Education for College Students
As part of our effort to empower people with financial knowledge, Consolidated Credit Canada offers a scholarship to qualifying Canadian…
Your Debt Collection Questions Answered
Surprisingly, even financially stable people have debts with collections agencies. With life’s ups and downs, it’s easy for a phone…
Common Retirement Questions: You Need the Answers
When you approach retirement, it’s important to have your finances in order. You’ll need to assess if your retirement savings…
Challenges of buying a home with bad credit
If you’ve got bad credit because of bankruptcy, a consumer proposal or other credit problems, it can be challenging to…
Is there a statute of limitations on credit card debt?
Credit card debt can be a difficult cycle. Interest rates add up. Missed payments. Calls from collectors and creditors. Threats…
Canadian Debt-to-Asset Ratio Increased After Pandemic
The COVID-19 pandemic continues to bring financial instability with an increased debt-to-asset ratio. With mass job loss in Canada and…
Making a CERB Repayment Post Covid 19
COVID-19 demolished thousands of jobs and impacted many industries across Canada. Just in January 2021, Canada lost 213,000 jobs. Luckily,…
What happens after bankruptcy?
Before one declares bankruptcy, you might be wondering what the process looks like. In this article, Debt.ca explores what happens…
How to shut down FOMO to avoid debt problems
Don’t underestimate the impact of your emotions when it comes to spending. There is a psychology behind why you buy.…
The Collection Agencies Act and Your Rights
The Collection Agencies Act can help Canadians dealing with abusive and harassing collectors. From dodging constant collections calls to exaggerated…
What are the Top 7 Credit Score Myths
Are you a believer in any of the credit myths below? Credit scores are important, three-digit numbers that help you…
Debt Management vs Individual Voluntary Arrangement
Debt affects thousands of our UK friends and family each year. Life is expensive, with increasing housing costs, transportation, and…
Experts Answer Your Income Tax Questions
Tax season can be hectic even in the best of times, and the ongoing COVID-19 pandemic has certainly thrown a…
Post-Pandemic Economy – Canadian Consumer Spending and Debt
Canadians experienced drastic changes in their lifestyle, job scenario, mental and physical health, and finances throughout the COVID-19 pandemic. Entire…
Financial Anxiety Post COVID-19
Anxiety is a feeling characterized by emotions of tension, worried thoughts, and physical changes. People can develop anxiety from a…
Statute of Limitations on Debt
A statute of limitation on debt is the period of time someone has to bring a financial-related offence to court.…
How Many Times Can You Do a Consumer Proposal?
Consumer debt can weigh down on your finances, especially if you’re reckless with your spending and don’t have a solid…
Fast Ways to Improve Financial Wellness
Canada is one of the greatest places to live on Earth. There’s free healthcare, beautiful landscapes, accessible education and so…
What are the effects of deferral on my credit score?
A deferral, better known as forbearance, refers to an agreed restraint of meeting financial obligations for loan payments. However, it’s…
The Do’s and Don’ts of Debt Relief
If you’re stuck in a cycle of minimum payments that never seem to get you anywhere, then it’s time to…
Employing DIY debt relief tactics to regain financial stability.
Challenges with high-interest rate credit card debt can easily overwhelm your budget. As your balances increase, so do your minimum…
What is a Debt Relief Order?
People experience many different, unexpected life events that affect their income. Job loss, unexpected medical diagnosis, family obligations, and economic…
Questions to Ask Before Getting a Debt Consolidation Loan
Dealing with debt can be overwhelming and you may get to the point where you’re willing to do whatever it…
11 Experts: How can Canadians take steps to borrow money wisely?
Learning to borrow money wisely is an important skill; often we need good debt to purchase cars, homes and other…
What debts are forgiven at death?
Do you know what debts are forgiven at death? As the saying goes, there are two things certain in life:…
We asked 14 experts: how can Canadians get out of credit card debt?
Canadians face unique challenges when climbing their way out of credit card debt. It’s important to hear from experts who…
How to Get Out of Credit Card Debt in Canada
When enough is enough and you’re ready to get rid of your debt When it comes to your health and…
How to avoid the high interest rate credit card trap on campus
The hot and hazy days of summer will be coming to an end soon, signalling the start of thousands of…
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