Financial News (Page 7)

Ready for a Restart? Your Guide to Financially Recovering from COVID-19

The COVID-19 pandemic brought financial turmoil to thousands of Canadians. In October 2020, a third of Canadians thought that financially…

Read full article 5 minutes read

How to Check Your Credit Score

The average Canadian consumer needs a few things to perform many financial tasks. Usually, you need income and credit to…

Read full article 4 minutes read

Are Middle-Income Canadians Sinking Fast?

A new poll shows they’re struggling just to stay afloat The pandemic might be ending, but the financial struggles for…

Read full article 2 minutes read

How long does it take to rebuild credit?

Credit is a tool that lenders use to assess a borrower’s creditworthiness. Usually, credit evaluations happen before extending financing. Lenders…

Read full article 5 minutes read

How to Remove Collections From A Credit Report in Canada

Some people have the unenviable need to remove collections from their credit reports. Do you have a collection entry on…

Read full article 6 minutes read

Jeffrey Schwartz

What do you know about your consumer rights?

Dealing with your finances can be overwhelming, especially if you don’t have accurate facts about your consumer rights. A recent study by…

Read full article 3 minutes read

Steps to File Bankruptcy in Canada

When you are dealing with a massive debt load, what are your options to get out of debt? “One strategy…

Read full article 3 minutes read

Money Management Education for College Students

As part of our effort to empower people with financial knowledge, Consolidated Credit Canada offers a scholarship to qualifying Canadian…

Read full article 3 minutes read

Your Debt Collection Questions Answered

Surprisingly, even financially stable people have debts with collections agencies. With life’s ups and downs, it’s easy for a phone…

Read full article 0 minute read

Common Retirement Questions: You Need the Answers

When you approach retirement, it’s important to have your finances in order. You’ll need to assess if your retirement savings…

Read full article 6 minutes read

Challenges of buying a home with bad credit

If you’ve got bad credit because of bankruptcy, a consumer proposal or other credit problems, it can be challenging to…

Read full article 3 minutes read

Is there a statute of limitations on credit card debt?

Credit card debt can be a difficult cycle. Interest rates add up. Missed payments. Calls from collectors and creditors. Threats…

Read full article 4 minutes read

Canadian Debt-to-Asset Ratio Increased After Pandemic

The COVID-19 pandemic continues to bring financial instability with an increased debt-to-asset ratio. With mass job loss in Canada and…

Read full article 4 minutes read

Making a CERB Repayment Post Covid 19

COVID-19 demolished thousands of jobs and impacted many industries across Canada. Just in January 2021, Canada lost 213,000 jobs. Luckily,…

Read full article 4 minutes read

What happens after bankruptcy?

Before one declares bankruptcy, you might be wondering what the process looks like. In this article, Debt.ca explores what happens…

Read full article 4 minutes read

Jeffrey Schwartz

How to shut down FOMO to avoid debt problems

Don’t underestimate the impact of your emotions when it comes to spending. There is a psychology behind why you buy.…

Read full article 3 minutes read

The Collection Agencies Act and Your Rights

The Collection Agencies Act can help Canadians dealing with abusive and harassing collectors. From dodging constant collections calls to exaggerated…

Read full article 4 minutes read

What are the Top 7 Credit Score Myths

Are you a believer in any of the credit myths below? Credit scores are important, three-digit numbers that help you…

Read full article 5 minutes read

Debt Management vs Individual Voluntary Arrangement

Debt affects thousands of our UK friends and family each year. Life is expensive, with increasing housing costs, transportation, and…

Read full article 4 minutes read

Experts Answer Your Income Tax Questions

Tax season can be hectic even in the best of times, and the ongoing COVID-19 pandemic has certainly thrown a…

Read full article 11 minutes read

Post-Pandemic Economy – Canadian Consumer Spending and Debt

Canadians experienced drastic changes in their lifestyle, job scenario, mental and physical health, and finances throughout the COVID-19 pandemic. Entire…

Read full article 5 minutes read

Financial Anxiety Post COVID-19

Anxiety is a feeling characterized by emotions of tension, worried thoughts, and physical changes. People can develop anxiety from a…

Read full article 4 minutes read

Statute of Limitations on Debt

A statute of limitation on debt is the period of time someone has to bring a financial-related offence to court.…

Read full article 7 minutes read

Jeffrey Schwartz

How Many Times Can You Do a Consumer Proposal?

Consumer debt can weigh down on your finances, especially if you’re reckless with your spending and don’t have a solid…

Read full article 5 minutes read

Fast Ways to Improve Financial Wellness

Canada is one of the greatest places to live on Earth. There’s free healthcare, beautiful landscapes, accessible education and so…

Read full article 8 minutes read

What are the effects of deferral on my credit score?

A deferral, better known as forbearance, refers to an agreed restraint of meeting financial obligations for loan payments. However, it’s…

Read full article 5 minutes read

Jeffrey Schwartz

The Do’s and Don’ts of Debt Relief

If you’re stuck in a cycle of minimum payments that never seem to get you anywhere, then it’s time to…

Read full article 5 minutes read

Employing DIY debt relief tactics to regain financial stability.

Challenges with high-interest rate credit card debt can easily overwhelm your budget. As your balances increase, so do your minimum…

Read full article 7 minutes read

What is a Debt Relief Order?

People experience many different, unexpected life events that affect their income. Job loss, unexpected medical diagnosis, family obligations, and economic…

Read full article 4 minutes read

Questions to Ask Before Getting a Debt Consolidation Loan

Dealing with debt can be overwhelming and you may get to the point where you’re willing to do whatever it…

Read full article 7 minutes read

What is your total credit card debt amount?

Provide a few details about yourself.

##first_name##, here are your next steps...

Get a clear picture of your spending vs. your income. Begin your online budget and financial analysis now by clicking the button above.

Our experts are here to help you understand your options and reach your goals. After you complete the easy-to-use online budget, one of our trained counsellors will reach out to you and provide recommendations.

Everything shared is 100% confidential and secure.

I understand and agree that by choosing “Start your online budget now”, I am voluntarily providing certain personal financial information in order to educate myself as to my current financial position. I understand that this budget tool is educational in nature, and that none of the information received in the form of a budget constitutes financial advice, nor does it constitute a counselling session. I understand and agree that the budget depends on the information I input into the fields, and that Company does not represent or guarantee the accuracy of the budget. I understand that this tool may collect information and should I choose not to provide such information, I am not to proceed further. If I choose to abandon the tool midway through the process, I understand that the information will not be maintained and I would be required to start providing the information from the beginning. Company disclaims all warranties associated with the budget tool herein. I understand and agree that Company may use the contact information provided herein to contact me through various means of communications, including automated messages, and that I expressly consent to receive these messages.

Consolidated Credit Counseling Services of Canada Inc BBB accredited business profile
BBB RATING: A+