Financial News (Page 9)

Credit Union vs Bank: Understanding The Differences

Learn the difference between a credit union vs bank. Compare our breakdown to see which is best suited for your…

Read full article 4 minutes read

Types of credit ratings and what they mean

If you’ve ever applied for a credit product, you’ve likely received information on your credit rating, but do you really…

Read full article 4 minutes read

What is the Debt to Equity Ratio?

Canadian individuals and business must sometimes resort to borrowing money regardless of the interest rates. In this article, we’re going…

Read full article 5 minutes read

What to Look for in a Mortgage, Besides Just the Rate

Do you know what to look for in a mortgage? Aside from the rate, there are several things you should…

Read full article 6 minutes read

Sean Cooper

Have Credit Card Debt But No Job?

It's tough having credit card debt while you are unemployed but there are options.

Read full article 3 minutes read

The Problem with Making Only Minimum Payments

Consolidated Credit explains why it is never a good idea to pay only your minimum payment on your credit card…

Read full article 3 minutes read

Credit Application Rejected, Again?

If you’ve been turned down for credit, there’s a reason why. Until you take steps to rectify that reason, it…

Read full article 3 minutes read

How to Use Your Credit Wisely

People are choosing to use their credit cards in many new ways, but there are risks involved. Here's a look…

Read full article 6 minutes read

Protecting Your Finances During COVID-19

Covid-19 financial tips are becoming more prominent in recent news. The coronavirus (Covid-19) is the centre of focus globally. And while your…

Read full article 3 minutes read

Jeffrey Schwartz

Don’t Wait Until RRSP Season to Contribute

Get advice on how you should make regular contributions to your RRSP a year-long habit. Don't wait for when RRSP…

Read full article 5 minutes read

Managing your mortgage: how to keep it as good debt

Managing your mortgage is about keeping a healthy ratio between your home’s equity and its debt. Develop a "good debt"…

Read full article 3 minutes read

Canadian Credit Ratings Explained

Learn how your credit ratings work in Canada, including your score and the letter and number assigned to each of…

Read full article 8 minutes read

What is revolving credit and how do I manage it?

We help you understand what is revolving credit. Learn how to manage it and why revolving credit can boost your…

Read full article 4 minutes read

Alternatives to Declaring Bankruptcy in Canada

Declaring bankruptcy is not a decision to take lightly. Some amount of debt can be a good thing for your…

Read full article 6 minutes read

9 Experts Respond: “What are your New Year Money Goals?”

We’re well into the New Year, and money goals for Canadians are still shaping up. How would you like to…

Read full article 9 minutes read

What is “RRSP Season” and Why Should Canadians Care?

No matter what stage you’re at in life, it’s always important to think about retirement. Planning for your Golden Years…

Read full article 5 minutes read

Employment Insurance Program Benefits for the Unemployed

Unemployed workers in Canada can get Employment Insurance benefits while they look for a job. Learn about the program requirements…

Read full article 4 minutes read

What is your total credit card debt amount?

Provide a few details about yourself.

##first_name##, here are your next steps...

Get a clear picture of your spending vs. your income. Begin your online budget and financial analysis now by clicking the button above.

Our experts are here to help you understand your options and reach your goals. After you complete the easy-to-use online budget, one of our trained counsellors will reach out to you and provide recommendations.

Everything shared is 100% confidential and secure.

I understand and agree that by choosing “Start your online budget now”, I am voluntarily providing certain personal financial information in order to educate myself as to my current financial position. I understand that this budget tool is educational in nature, and that none of the information received in the form of a budget constitutes financial advice, nor does it constitute a counselling session. I understand and agree that the budget depends on the information I input into the fields, and that Company does not represent or guarantee the accuracy of the budget. I understand that this tool may collect information and should I choose not to provide such information, I am not to proceed further. If I choose to abandon the tool midway through the process, I understand that the information will not be maintained and I would be required to start providing the information from the beginning. Company disclaims all warranties associated with the budget tool herein. I understand and agree that Company may use the contact information provided herein to contact me through various means of communications, including automated messages, and that I expressly consent to receive these messages.

Consolidated Credit Counseling Services of Canada Inc BBB accredited business profile