Financial News (Page 8)
How to Build an Emergency Fund
Life is full of unexpected events. Your circumstances could change dramatically within a short period of time. That’s why it’s…
What is an Individual Voluntary Arrangement?
Debt is necessary for people to carry out most financial actions. You need debt to purchase a home with a…
How to Write a Debt Settlement Proposal Letter
Debt affects Canadians of all age groups and incomes. This is especially true during the COVID-19 pandemic, as Canadians owe…
What To Do If You Can’t Afford Minimum Payments on a Credit Card
If you can’t afford minimum payments on a credit card, it may be time to take a step back. It’s…
What is Receivership? – Tools Creditors Use
As consumers know, credit scores are an important part of personal finances. Some individuals cannot adequately manage their debt. They…
The Consumer Protection Act
Canada has laws governing the way companies can go about the sale of goods and services. Laws are in place…
How to Check Your Credit Score
The average Canadian consumer needs a few things to perform many financial tasks. Usually, you need income and credit to…
Are Middle-Income Canadians Sinking Fast?
A new poll shows they’re struggling just to stay afloat The pandemic might be ending, but the financial struggles for…
How long does it take to rebuild credit?
Credit is a tool that lenders use to assess a borrower’s creditworthiness. Usually, credit evaluations happen before extending financing. Lenders…
How to Remove Collections From A Credit Report in Canada
Some people have the unenviable need to remove collections from their credit reports. Do you have a collection entry on…
What do you know about your consumer rights?
Dealing with your finances can be overwhelming, especially if you don’t have accurate facts about your consumer rights. A recent study by…
Steps to File Bankruptcy in Canada
When you are dealing with a massive debt load, what are your options to get out of debt? “One strategy…
Your Debt Collection Questions Answered
Surprisingly, even financially stable people have debts with collections agencies. With life’s ups and downs, it’s easy for a phone…
Common Retirement Questions: You Need the Answers
When you approach retirement, it’s important to have your finances in order. You’ll need to assess if your retirement savings…
Challenges of buying a home with bad credit
If you’ve got bad credit because of bankruptcy, a consumer proposal or other credit problems, it can be challenging to…
Is there a statute of limitations on credit card debt?
Credit card debt can be a difficult cycle. Interest rates add up. Missed payments. Calls from collectors and creditors. Threats…
What happens after bankruptcy?
Before one declares bankruptcy, you might be wondering what the process looks like. In this article, Debt.ca explores what happens…
How to shut down FOMO to avoid debt problems
Don’t underestimate the impact of your emotions when it comes to spending. There is a psychology behind why you buy.…
The Collection Agencies Act and Your Rights
The Collection Agencies Act can help Canadians dealing with abusive and harassing collectors. From dodging constant collections calls to exaggerated…
What are the Top 7 Credit Score Myths
Are you a believer in any of the credit myths below? Credit scores are important, three-digit numbers that help you…
Statute of Limitations on Debt
A statute of limitation on debt is the period of time someone has to bring a financial-related offence to court.…
How Many Times Can You Do a Consumer Proposal?
Consumer debt can weigh down on your finances, especially if you’re reckless with your spending and don’t have a solid…
Fast Ways to Improve Financial Wellness
Canada is one of the greatest places to live on Earth. There’s free healthcare, beautiful landscapes, accessible education and so…
What are the effects of deferral on my credit score?
A deferral, better known as forbearance, refers to an agreed restraint of meeting financial obligations for loan payments. However, it’s…
The Do’s and Don’ts of Debt Relief
If you’re stuck in a cycle of minimum payments that never seem to get you anywhere, then it’s time to…
Employing DIY debt relief tactics to regain financial stability.
Challenges with high-interest rate credit card debt can easily overwhelm your budget. As your balances increase, so do your minimum…
Questions to Ask Before Getting a Debt Consolidation Loan
Dealing with debt can be overwhelming and you may get to the point where you’re willing to do whatever it…
11 Experts: How can Canadians take steps to borrow money wisely?
Learning to borrow money wisely is an important skill; often we need good debt to purchase cars, homes and other…
What debts are forgiven at death?
Do you know what debts are forgiven at death? As the saying goes, there are two things certain in life:…
We asked 14 experts: how can Canadians get out of credit card debt?
Canadians face unique challenges when climbing their way out of credit card debt. It’s important to hear from experts who…
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