Financial News (Page 5)
Financial Certifications: Demystifying who does what in the financial industry
Knowing the “who’s who” in the financial industry is important. For many reasons. Protect yourself by understanding the differences. Find…
What we really want (and need) from banks in Canada
Canadian banking customers are feeling the impact of inflation and economic instability. Plus, there are the recent Bank of Canada…
Shortages Leading to Price Increases
“There’s no lettuce in my burger”, complained a customer at a Toronto deli that I frequented in spring. Neither was…
Talking turkey: Keeping Thanksgiving dinner from gobbling up our wallets
Food prices have risen drastically! So high that food banks are seeing record numbers. The more fortunate, are looking for…
Competition Bureau: Safeguarding our Wallets and Health
Price competition has been a hot topic in Canada. With two recent major mergers and a $50 million bread inquiry,…
2023 First-Half Scholarship Winner
The winner Congratulations to our 2023 First-Half Scholarship winner, Sydney Robertson from Dundas, Ontario! Check out her winning response below.…
A consolidation loan is not always the best debt relief plan. Here’s why.
As prices skyrocketed and the Bank of Canada set higher interest rates, many Canadians accumulated more and more debt. Many…
Financial Expert: Here are the Financial Resources I Use
The world has no shortage of financial resources. You can find information anywhere and everywhere. With an abundance of financial…
Mixing Social Media and Financial Services Wisely
Social media has made financial planning easier for people from different backgrounds. You may not have had access to people…
The Intersection Between Financial Health and Social Media
Social media has become an integral part of our lives. It helps us stay connected with friends and keep up…
Budgeting Not Working? Try Managing Your Cash Flow Instead
Have you ever checked your bank account after a month of careful spending only to be disappointed by the number…
In Debt, but Still Want to Save? How to Make It Work.
With the stress of repaying debt weighing on your mind, it can feel impossible to save for your future. A…
How to Choose the Right Credit Card for You
With so many credit card offers available, choosing the right one can be difficult. Rewards, no-interest periods, fees, and credit-building…
Why Being Insured Properly is a Fundamental Part of Finances
In short, insurance is protection you pay for to provide coverage in the event of financial loss. There is a…
A Cashless Society?
Have you noticed more businesses are only accepting plastic or digital payments? There’s been talk of society becoming completely cashless.…
Credit Building without a Credit Card
Credit is an important aspect of personal finances in Canada. It enables us to obtain financial products, such as a…
Cost of Raising a Child in Canada – What to Look Out For!
Having a child is an extremely exciting and important part of someone’s life! There are so many questions that may…
Financial Abuse: What You Need to Know
On the topic of abuse, many people think about physical or mental abuse. Perhaps even domestic violence. Unfortunately, there are…
Lifestyle Creep: Financial Security’s Sneaky Nemesis
Lifestyle creep happens when someone begins increasing their discretionary spending when they get a bump up in pay. As the…
Digital Banking: What to Know Before Switching
Technology has revolutionized the way we do pretty much everything! This includes how we handle business and banking. A paper…
What is a right of set-off?
When you owe money to your bank or credit union, through a credit card or loan for example, they can…
Credit Card with Authorized User
By becoming an authorized user, you can join another person’s credit card account and use it for purchases. Over and…
Consolidated Credit Financial Empowerment Award Winner
Congratulations to Nima Salary, our latest Consolidated Credit Financial Empowerment Award recipient! Nima is studying Civil Engineering Technology at Seneca…
Canadian Deposit Insurance Company – What is it, and how does it protect us?
Insurance is one of those things you don’t really need until you absolutely, positively need it. It’s a vital component…
Banking in Canada: How safe is my money?
We’ve been hearing a lot about American banks on the news. The collapse of Silicon Valley Bank (SVB), the near-deaths…
Guaranteed Investment Certificate
A Guaranteed Investment Certificate (GIC) might sound intimidating, but it is one of the most uncomplicated and underutilized financial tools.…
Financial support for adult children
Why are more adult children getting financial support from their parents? Most parents with children between 18 and 35 (96%)…
Managing Finances When You’re Laid Off
How to keep the anxiety at bay and weigh your options. In an uncertain economy, many of us are relying…
Contract agreement: Getting to know the fine print
Credit cards have become an essential part of everyday life for many people. Which is great! You can’t beat the…
Credit Card Cash Advance
In Canada, we’re fortunate to have a wide variety of credit products available to us. It can be challenging to…
