Financial News (Page 2)

The Intersection Between Financial Health and Social Media

Social media has become an integral part of our lives. It helps us stay connected with friends and keep up…

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Melody Wright

Budgeting Not Working? Try Managing Your Cash Flow Instead

Have you ever checked your bank account after a month of careful spending only to be disappointed by the number…

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Veronica Ott

In Debt, but Still Want to Save? How to Make It Work.

With the stress of repaying debt weighing on your mind, it can feel impossible to save for your future. A…

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Veronica Ott

How to Choose the Right Credit Card for You

With so many credit card offers available, choosing the right one can be difficult. Rewards, no-interest periods, fees, and credit-building…

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Melody Wright

Why Being Insured Properly is a Fundamental Part of Finances

In short, insurance is protection you pay for to provide coverage in the event of financial loss. There is a…

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Veronica Ott

A Cashless Society?

Have you noticed more businesses are only accepting plastic or digital payments? There’s been talk of society becoming completely cashless.…

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Melody Wright

Credit Building without a Credit Card

Credit is an important aspect of personal finances in Canada. It enables us to obtain financial products, such as a…

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Veronica Ott

Cost of Raising a Child in Canada – What to Look Out For!

Having a child is an extremely exciting and important part of someone’s life! There are so many questions that may…

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Guirlene Joseph

Financial Abuse: What You Need to Know

On the topic of abuse, many people think about physical or mental abuse. Perhaps even domestic violence. Unfortunately, there are…

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Veronica Ott

Lifestyle Creep: Financial Security’s Sneaky Nemesis

Lifestyle creep happens when someone begins increasing their discretionary spending when they get a bump up in pay. As the…

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Veronica Ott

Digital Banking: What to Know Before Switching

Technology has revolutionized the way we do pretty much everything! This includes how we handle business and banking. A paper…

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Veronica Ott

What is a right of set-off?

When you owe money to your bank or credit union, through a credit card or loan for example, they can…

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Melody Wright

Credit Card with Authorized User

By becoming an authorized user, you can join another person’s credit card account and use it for purchases. Over and…

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Melody Wright

Consolidated Credit Financial Empowerment Award Winner

Congratulations to Nima Salary, our latest Consolidated Credit Financial Empowerment Award recipient! Nima is studying Civil Engineering Technology at Seneca…

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Canadian Deposit Insurance Company – What is it, and how does it protect us?

Insurance is one of those things you don’t really need until you absolutely, positively need it. It’s a vital component…

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Melody Wright

Banking in Canada: How safe is my money?

We’ve been hearing a lot about American banks on the news. The collapse of Silicon Valley Bank (SVB), the near-deaths…

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Melody Wright

Guaranteed Investment Certificate

A Guaranteed Investment Certificate (GIC) might sound intimidating, but it is one of the most uncomplicated and underutilized financial tools.…

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Melody Wright

Food prices: What you need to know

Price changes, especially on necessities, really stand out to us. So many people are struggling to make ends meet right…

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Veronica Ott

Successfully Negotiating Your Rental Agreement

Canadians are facing financial challenges right now. Between interest rate hikes and inflation, the cost of living is increasing. One…

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Veronica Ott

Financial support for adult children

Why are more adult children getting financial support from their parents? Most parents with children between 18 and 35 (96%)…

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Melody Wright

Managing Finances When You’re Laid Off

How to keep the anxiety at bay and weigh your options. In an uncertain economy, many of us are relying…

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Owe way more taxes than expected? Here’s what to do

It can be intimidating to owe money to the Government of Canada. People often assume that the government will use…

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Melody Wright

Contract agreement: Getting to know the fine print

Credit cards have become an essential part of everyday life for many people. Which is great! You can’t beat the…

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Credit Card Cash Advance

In Canada, we’re fortunate to have a wide variety of credit products available to us. It can be challenging to…

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Veronica Ott

What Is Negative Equity?

Equity is the ownership of assets that may have debts or other liabilities attached to them. It can be positive…

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Jack Choros

Tax Credit Vs Tax Deduction: What’s The Difference?

Guess what? It’s almost time to file your tax return. Both tax credits and tax deductions can save you money…

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Michelle Morra

Spending Styles: How To Identify And Make The Most Of Them

When it comes to spending money, it is important to understand how your brain works – and the brain of…

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Christine Urbanowski

Emergency Personal Financial Information Kit

An emergency can turn life upside down. Not everyone plans for a fire, a natural disaster, or their own death.…

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Michelle Morra

Navigating How To File Your 2022 Income Tax

The tax season is almost here, and you can get your tax filing out of the way easily. All you…

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Adeola Ojierenem

Hard Vs Soft Credit Check

Interested in checking your credit reports? Applying for new credit or a loan? While both involve checking your credit rating…

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Melody Wright

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