Whitby Debt Consolidation and Credit Counselling
Free credit counselling and debt consolidation programs in Whitby, Ontario
Who we are
Consolidated Credit is a national non-profit credit counselling organization that strives to educate consumers about credit and personal finance. We’ve helped over half a million Canadians find solutions to overcome challenges with debt.
Our mission
It’s our mission to assist individuals and families throughout Canada to end financial crises through education and professional credit counselling.
How we can help you
If you have credit card debt and you’re looking for the right way to pay it off, Consolidated Credit can help you find the best solution for your needs, credit, and budget. The journey starts with a free debt and budget analysis. A trained credit counsellor helps you understand where you stand with debt and the range of options that you have to get out of it.
If you aren’t able to get out of debt on your own and want to avoid the credit report damage caused by consumer proposals and bankruptcy, your counsellor can help you enroll in a debt management program (DMP). This will combine all your debts into one payment while reducing or eliminating the interest rates applied to your balance.
These case studies come from real clients of Consolidated Credit who have consolidated debt through this program. These results show you how much time and money you could potentially save with a DMP.
Real Case Studies
Leigh-Ann needed some assistance
The best service and help I found when needed the most. Thank you Consolidated Credit for not only saving me but also educating me on how to be more wise with financial stability and management!
Leigh-Ann from Whitby, ON
Leigh-Ann had a total unsecured debt of $14,281.00, it took Leigh-Ann 2 years and 8 months to pay off her debt completely with a monthly payment of $348.00
Insolvency statistics for Whitby, ON
| Ontario | 2021 | 2020 | % Change |
| Total Insolvencies | 30,327 | 33,992 | -10.8% |
| Consumer Proposal | 22,747 | 24,779 | -8.2% |
| Bankruptcy | 7,580 | 9,213 | -17.7% |
| Whitby* | 2021 | 2020 | % Change |
| Total Insolvencies | 12,694 | 15,241 | -16.7% |
| Consumer Proposal | 9,969 | 11,809 | -15.6% |
| Bankruptcy | 2,725 | 3,432 | -20.6% |
Whitby credit counselling contact information:
Most credit counselling sessions are done over the phone. You can email us to request an appointment as well.
Phone: (844) 609-9625
Where to find us:
Location (by appointment only):
505 Consumers Road, Suite 400
Toronto, Ontario M2J4V8
Whitby hours of operation (call centre):
Monday: 8:30 AM – 9 PM
Tuesday: 8:30 AM – 9 PM
Wednesday: 8:30 AM – 8 PM
Thursday: 8:30 AM – 8 PM
Friday: 8:30 AM – 6 PM
Saturday: 9 AM – 2 PM
Sunday: Closed
Eastern Time
We’re here to help you!
If you’re looking for debt consolidation services in Whitby, or simply seek answers to questions about your finances, we have professional answers. Call (855) 997-2706 and a trained credit counsellor will be pleased to assist you.
