Consolidated Credit Canada » Locations » Ontario Credit Counselling » Whitby Debt Consolidation and Credit Counselling

Whitby Debt Consolidation and Credit Counselling

Free credit counselling and debt consolidation programs in Whitby, Ontario

Who we are

Consolidated Credit is a national non-profit credit counselling organization that strives to educate consumers about credit and personal finance. We’ve helped over half a million Canadians find solutions to overcome challenges with debt.

Our mission

It’s our mission to assist individuals and families throughout Canada to end financial crises through education and professional credit counselling.

How we can help you

If you have credit card debt and you’re looking for the right way to pay it off, Consolidated Credit can help you find the best solution for your needs, credit, and budget. The journey starts with a free debt and budget analysis. A trained credit counsellor helps you understand where you stand with debt and the range of options that you have to get out of it.

If you aren’t able to get out of debt on your own and want to avoid the credit report damage caused by consumer proposals and bankruptcy, your counsellor can help you enroll in a debt management program (DMP). This will combine all your debts into one payment while reducing or eliminating the interest rates applied to your balance.

These case studies come from real clients of Consolidated Credit who have consolidated debt through this program. These results show you how much time and money you could potentially save with a DMP.

Real Case Studies

Leigh-Ann needed some assistance

The best service and help I found when needed the most. Thank you Consolidated Credit for not only saving me but also educating me on how to be more wise with financial stability and management!
Leigh-Ann from Whitby, ON

Leigh-Ann had a total unsecured debt of $14,281.00, it took Leigh-Ann 2 years and 8 months to pay off her debt completely with a monthly payment of $348.00

Insolvency statistics for Whitby, ON

Ontario	2023	2022	% Change
Total Insolvencies	43,848	34,736	26.2%
Consumer Proposal	35,819	27,603	29.7%
Bankruptcy	8,029	7,133	12.6%
Whitby*	2023	2022	% Change
Total Insolvencies	17,771	13,944	27.4%
Consumer Proposal	14,996	11,516	30.2%
Bankruptcy	2,775	2,428	14.3%

Source: ic.gc.ca * stats are for the greater Toronto Metro area

Whitby credit counselling contact information:

Most credit counselling sessions are done over the phone. You can email us to request an appointment as well.

Phone: (844) 609-9625

Where to find us:

Location (by appointment only):

505 Consumers Road, Suite 400

Toronto, Ontario M2J4V8

Whitby hours of operation (call centre):

Monday: 8:30 AM – 9 PM
Tuesday: 8:30 AM – 9 PM
Wednesday: 8:30 AM – 8 PM
Thursday: 8:30 AM – 8 PM
Friday: 8:30 AM – 6 PM
Saturday: 9 AM – 2 PM
Sunday: Closed

Eastern Time

We’re here to help you!

If you’re looking for debt consolidation services in Whitby, or simply seek answers to questions about your finances, we have professional answers. Call (855) 997-2706 and a trained credit counsellor will be pleased to assist you.

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Get a clear picture of your spending vs. your income. Begin your online budget and financial analysis now by clicking the button above.

Our experts are here to help you understand your options and reach your goals. After you complete the easy-to-use online budget, one of our trained counsellors will reach out to you and provide recommendations.

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