Kitchener Debt Consolidation and Credit Counselling

Credit counselling and debt consolidation programs in Kitchener, Ontario

Who we are

Consolidated Credit is a national non-profit credit counselling organization that educates consumers about personal finance and has helped over half a million Canadians tackle their debt.

Our mission

To assist individuals and families throughout Canada in ending financial crises and debt management problems through education and professional credit counselling.

How we can help you

Consolidated Credit provides consumer credit counselling services to residents of Kitchener, to help debt-stressed consumers find solutions for credit card debt. The process starts with a free credit counselling session to review your debts, credit and budget. This helps your trained credit counsellor understand your situation, so they can recommend the best solution for your needs. If you aren’t able to get out of debt on your own, the credit counsellor can also help you enroll in a debt management program, which can consolidate your debts into one payment.

These case studies come from real clients of Consolidated Credit who successfully consolidated their debt with this program. The results show you how much you could potentially save, if a debt management program turns out to be the right solution for your needs.

Case Study

Helen from Kitchener, ON

“Great people. Thanks. ”

Where she started:
  • Total unsecured debt: $27,832.00
  • Estimated interest charges: $15,940.37
  • Time to payoff: 14 years, 1 months
  • Total monthly payments: $1,113.28
After DMP enrollment:
  • Average negotiated interest rate: 0.83%
  • Total interest charges: $124.90
  • Time to payoff: 3 years, 3 months
  • Total monthly payment: $725.00
Time Saved

10 years, 10 months

Monthly Savings

$388.28

Interest Saved

$15,815.47

Insolvency statistics for Kitchener, ON

Ontario20232022% Change
Total Insolvencies43,84834,73626.2%
Consumer Proposal35,81927,60329.7%
Bankruptcy8,0297,13312.6%
Kitchener20232022% Change
Total Insolvencies4,0603,43618.2%
Consumer Proposal3,3632,81119.6%
Bankruptcy69762511.5%
Source: ic.gc.ca,

Ontario credit counselling contact information:

If you’re struggling to get out of debt, please contact us for a free credit counselling debt and budget evaluation. Most credit counselling is conducted over the phone. However, if you would prefer to meet with a trained credit counsellor in person, please email us to make an appointment at our Toronto office.

Phone: (844)-609-9625

Email: [email protected]

Where to find us:

Location (by appointment only):

505 Consumers Road, Suite 400

Toronto, Ontario M2J4V8

Ontario hours of operation (call centre):

Monday: 8:30 AM – 9 PM
Tuesday:  8:30 AM – 9 PM
Wednesday: 8:30 AM – 8 PM
Thursday: 8:30 AM – 8 PM
Friday: 8:30 AM – 6 PM
Saturday: 9 AM – 2 PM
Sunday: Closed

We’re here to help you!

If you’re looking for debt consolidation services in Kitchener, or simply seek answers to questions about your finances, we have professional answers. Call (844)-402-3073 and a trained credit counsellor will be pleased to assist you.

Ontario Cities

Hamilton

Mississauga

Peterborough

Toronto

Kitchener

Ottawa

Oshawa

Brampton

London

Whitby

What is your total credit card debt amount?

Provide a few details about yourself.

##first_name##, here are your next steps...

Get a clear picture of your spending vs. your income. Begin your online budget and financial analysis now by clicking the button above.

Our experts are here to help you understand your options and reach your goals. After you complete the easy-to-use online budget, one of our trained counsellors will reach out to you and provide recommendations.

Everything shared is 100% confidential and secure.

I understand and agree that by choosing “Start your online budget now”, I am voluntarily providing certain personal financial information in order to educate myself as to my current financial position. I understand that this budget tool is educational in nature, and that none of the information received in the form of a budget constitutes financial advice, nor does it constitute a counselling session. I understand and agree that the budget depends on the information I input into the fields, and that Company does not represent or guarantee the accuracy of the budget. I understand that this tool may collect information and should I choose not to provide such information, I am not to proceed further. If I choose to abandon the tool midway through the process, I understand that the information will not be maintained and I would be required to start providing the information from the beginning. Company disclaims all warranties associated with the budget tool herein. I understand and agree that Company may use the contact information provided herein to contact me through various means of communications, including automated messages, and that I expressly consent to receive these messages.

Consolidated Credit Counseling Services of Canada Inc BBB accredited business profile
BBB RATING: A+
Go to our Trustpilot reviews page
Consolidated Credit Counseling Services of Canada, Inc.
4.7
Based on 1637 reviews
powered by Google
review us on

Related

Dundurn Castle, Hamilton Ontario

Hamilton Debt Consolidation and Credit Counselling

London, Ontario

London Debt Consolidation and Credit Counselling

Ottawa

Ottawa Debt Consolidation and Credit Counselling

Toronto

Toronto Debt Consolidation and Credit Counselling

News Archive