Oshawa Debt Consolidation and Credit Counselling

Free credit counselling and debt consolidation programs in Oshawa, Ontario

Who we are

Consolidated Credit is a national non-profit credit counselling organization that strives to educate consumers about credit and personal finance. We’ve helped over half a million Canadians find solutions to overcome challenges with debt.

Our mission

It’s our mission to assist individuals and families throughout Canada to end financial crises through education and professional credit counselling.

How we can help you

If you have credit card debt and you’re looking for the right way to pay it off, Consolidated Credit Canada can help you find the best solution for your needs, credit, and budget. The journey starts with a free debt and budget analysis. A trained credit counsellor helps you understand where you stand with debt and the range of options that you have to get out of it.

If you aren’t able to get out of debt on your own and want to avoid the credit report damage caused by consumer proposals and bankruptcy, your counsellor can help you enroll in a debt management program (DMP). This will combine all your debts into one payment while reducing or eliminating the interest rates applied to your balance.

These case studies come from real clients of Consolidated Credit who have consolidated debt through this program. These results show you how much time and money you could potentially save with a DMP.

Oshawa debt consolidation and credit counselling services

Real Case Studies

Elizabeth wanted control of her life again   

I am very glad that I finally looked for help when I did and then called Consolidated Credit.  Lifted a big burden and because I got the help I needed financially I was able to take control and enjoy life again.

Elizabeth from Oshawa, ON

Elizabeth had a total unsecured debt of $17,000.00, it took Elizabeth about 3 months to pay off her debt completely with a monthly payment of $392.00


Insolvency statistics for Oshawa, ON

Ontario20222021% Change
Total Insolvencies34,73630,32714.5%
Consumer Proposal27,60322,74721.3%
Bankruptcy7,1337,580-5.9%
Oshawa*20222021% Change
Total Insolvencies9999208.6%
Consumer Proposal80972112.2%
Bankruptcy190199-4.5%
Source: ic.gc.ca * stats are for the greater Toronto Metro area

Oshawa credit counselling contact information:

Most credit counselling sessions are done over the phone. You can email us to request an appointment as well.

Phone: (844) 609-9625

Where to find us:

Location (by appointment only):

505 Consumers Road, Suite 400

Toronto, Ontario M2J4V8

Oshawa hours of operation (call centre):

Monday: 8:30 AM – 9 PM
Tuesday:  8:30 AM – 9 PM
Wednesday: 8:30 AM – 8 PM
Thursday: 8:30 AM – 8 PM
Friday: 8:30 AM – 6 PM
Saturday: 9 AM – 2 PM
Sunday: Closed

Eastern Time

We’re here to help you!

If you’re looking for debt consolidation services in Oshawa, or simply seek answers to questions about your finances, we have professional answers. Call (855) 997-2706 and a trained credit counsellor will be pleased to assist you.

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Consolidated Credit Counseling Services of Canada Inc BBB accredited business profile
BBB RATING: A+