Consolidated Credit Canada » Locations » Ontario Credit Counselling » Oshawa Debt Consolidation and Credit Counselling

Oshawa Debt Consolidation and Credit Counselling

Free credit counselling and debt consolidation programs in Oshawa, Ontario

Who we are

Consolidated Credit is a national non-profit credit counselling organization that strives to educate consumers about credit and personal finance. We’ve helped over half a million Canadians find solutions to overcome challenges with debt.

Our mission

It’s our mission to assist individuals and families throughout Canada to end financial crises through education and professional credit counselling.

How we can help you

If you have credit card debt and you’re looking for the right way to pay it off, Consolidated Credit Canada can help you find the best solution for your needs, credit, and budget. The journey starts with a free debt and budget analysis. A trained credit counsellor helps you understand where you stand with debt and the range of options that you have to get out of it.

If you aren’t able to get out of debt on your own and want to avoid the credit report damage caused by consumer proposals and bankruptcy, your counsellor can help you enroll in a debt management program (DMP). This will combine all your debts into one payment while reducing or eliminating the interest rates applied to your balance.

These case studies come from real clients of Consolidated Credit who have consolidated debt through this program. These results show you how much time and money you could potentially save with a DMP.

Oshawa debt consolidation and credit counselling services

Real Case Studies

Elizabeth wanted control of her life again

I am very glad that I finally looked for help when I did and then called Consolidated Credit. Lifted a big burden and because I got the help I needed financially I was able to take control and enjoy life again.
Elizabeth from Oshawa, ON

Elizabeth had a total unsecured debt of $17,000.00, it took Elizabeth about 3 months to pay off her debt completely with a monthly payment of $392.00

Insolvency statistics for Oshawa, ON

Ontario	2023	2022	% Change
Total Insolvencies	43,848	34,736	26.2%
Consumer Proposal	35,819	27,603	29.7%
Bankruptcy	8,029	7,133	12.6%
Oshawa*	2023	2022	% Change
Total Insolvencies	1,097	943	16.3%
Consumer Proposal	877	753	16.5%
Bankruptcy	220	190	15.8%

Source: ic.gc.ca * stats are for the greater Toronto Metro area

Oshawa credit counselling contact information:

Most credit counselling sessions are done over the phone. You can email us to request an appointment as well.

Phone: (844) 609-9625

Where to find us:

Location (by appointment only):

505 Consumers Road, Suite 400

Toronto, Ontario M2J4V8

Oshawa hours of operation (call centre):

Monday: 8:30 AM – 9 PM
Tuesday: 8:30 AM – 9 PM
Wednesday: 8:30 AM – 8 PM
Thursday: 8:30 AM – 8 PM
Friday: 8:30 AM – 6 PM
Saturday: 9 AM – 2 PM
Sunday: Closed

Eastern Time

We’re here to help you!

If you’re looking for debt consolidation services in Oshawa, or simply seek answers to questions about your finances, we have professional answers. Call (855) 997-2706 and a trained credit counsellor will be pleased to assist you.

Ontario Cities

What is your total credit card debt amount?

Provide a few details about yourself.

First Name

Last Name

Email Address

Phone Number

Postal Code

Voulez-vous parler en français?

¿Quieres hablar en español?

I consent to receive electronic messages via email and to my mobile device (including SMS and MMS – charges may apply depending on your carrier, not by us, messaging frequency varies; text HELP for help, text STOP to cancel) from Consolidated Credit regarding products and services (including tips, newsletter and promotions). See Privacy Policy and Terms of Use. You can withdraw your consent at any time.

##first_name##, here are your next steps...

Get a clear picture of your spending vs. your income. Begin your online budget and financial analysis now by clicking the button above.

Our experts are here to help you understand your options and reach your goals. After you complete the easy-to-use online budget, one of our trained counsellors will reach out to you and provide recommendations.

Everything shared is 100% confidential and secure.

I understand and agree that by choosing “Start your online budget now”, I am voluntarily providing certain personal financial information in order to educate myself as to my current financial position. I understand that this budget tool is educational in nature, and that none of the information received in the form of a budget constitutes financial advice, nor does it constitute a counselling session. I understand and agree that the budget depends on the information I input into the fields, and that Company does not represent or guarantee the accuracy of the budget. I understand that this tool may collect information and should I choose not to provide such information, I am not to proceed further. If I choose to abandon the tool midway through the process, I understand that the information will not be maintained and I would be required to start providing the information from the beginning. Company disclaims all warranties associated with the budget tool herein. I understand and agree that Company may use the contact information provided herein to contact me through various means of communications, including automated messages, and that I expressly consent to receive these messages.