Mississauga Debt Consolidation and Credit Counselling
Free credit counselling and debt consolidation programs in Mississauga, Ontario
Who we are
Consolidated Credit is a national non-profit credit counselling organization that strives to educate consumers about credit and personal finance. We’ve helped over half a million Canadians find solutions to overcome challenges with debt.
Our mission
It’s our mission to assist individuals and families throughout Canada to end financial crises through education and professional credit counselling.
How we can help you
If you have credit card debt and you’re looking for the right way to pay it off, Consolidated Credit can help you find the best solution for your needs, credit, and budget. The journey starts with a free debt and budget analysis. A trained credit counsellor helps you understand where you stand with debt and the range of options that you have to get out of it.
If you aren’t able to get out of debt on your own and want to avoid the credit report damage caused by consumer proposals and bankruptcy, your counsellor can help you enroll in a debt management program (DMP). This will combine all your debts into one payment while reducing or eliminating the interest rates applied to your balance.
These case studies come from real clients of Consolidated Credit who have consolidated debt through this program. These results show you how much time and money you could potentially save with a DMP.
Real Case Studies
Shane saw immediate results
I can’t believe that I called on a Thursday and by that Saturday I already started to see results. I was hesitant to get help because I didn’t want to make a mistake, but now I’m sure that I called the right people to help me. The services that I got was far beyond my expectations. I will start sleeping better at night knowing that Consolidated Credit is looking after me.
Shane S from Mississauga, ON
Where he started:
- Total unsecured debt: $50,597.73
- Estimated interest charges: $29,335.54
- Time to payoff: 14 years 9 months
- Total monthly payments: $2,023.19
After DMP enrollment:
- Average negotiated interest rate: 1.25%
- Total interest charges: $847.40
- Time to payoff: 3 years, 8 months
- Total monthly payment: $1,171.00
Time Saved: 11 years, 1 month
Monthly Savings: $852.19
Interest Saved: $28,488.14
Sandra retained financial stability with our help
It is a great program that helps you get disciplined financially and forces you to create a budget and track your spending. Thank you for making me live within my means & relieving me from the stresses of being in debt. I had some hard months but I’m so glad I stuck to the program! It feels awesome & the future looks so much brighter!
Sandra from Mississauga, ON
Sandra had a total unsecured debt of $34,850.00, it took Sandra just about 5 years to completely pay off her debt with a monthly payment of $833.00
Insolvency statistics for Mississauga, ON
| Ontario | 2023 | 2022 | % Change |
| Total Insolvencies | 43,848 | 34,736 | 26.2% |
| Consumer Proposal | 35,819 | 27,603 | 29.7% |
| Bankruptcy | 8,029 | 7,133 | 12.6% |
| Mississauga* | 2023 | 2022 | % Change |
| Total Insolvencies | 17,771 | 13,944 | 27.4% |
| Consumer Proposal | 14,996 | 11,516 | 30.2% |
| Bankruptcy | 2,775 | 2,428 | 14.3% |
Source: ic.gc.ca
Mississauga credit counselling contact information:
Most credit counselling sessions are done over the phone. You can email us to request an appointment as well.
Phone: (844) 609-9625
Where to find us:
Location (by appointment only):
505 Consumers Road, Suite 400
Toronto, Ontario M2J4V8
Mississauga hours of operation (call centre):
Monday: 8:30 AM – 9 PM
Tuesday: 8:30 AM – 9 PM
Wednesday: 8:30 AM – 8 PM
Thursday: 8:30 AM – 8 PM
Friday: 8:30 AM – 6 PM
Saturday: 9 AM – 2 PM
Sunday: Closed
Eastern Time
We’re here to help you!
If you’re looking for debt consolidation services in Mississauga, or simply seek answers to questions about your finances, we have professional answers. Call (855) 997-2706 and a trained credit counsellor will be pleased to assist you.
