Red Deer Debt Consolidation and Credit Counselling Services

Who we are

Consolidated Credit is a national non-profit credit counselling organization that educates consumers about personal finance and has helped over half a million Canadians tackle their debt.

Our mission

To assist individuals and families throughout Canada in ending financial crises and debt management problems through education and professional credit counselling.

How we can help you

Consolidated Credit’s non-profit consumer credit counselling service helps debt-stressed consumers find solutions to pay off credit card debt faster while minimizing interest charges. Alongside free credit counselling and our Debt Consolidation program, Consolidated Credit’s counsellors focus on education and improving financial literacy for all Canadians. Strategies include teaching basic, but vital concepts, such as how to budget, understanding credit, and how to manage money.

These case studies offer some helpful examples of how our program has helped other Canadians in Red Deer to consolidate their debt.

Real Case Studies


Patricia has a weight off her shoulders

I appreciate that you have taken a great weight off my shoulders and that I will be debt free in 4 years.

Patricia from Red Deer, AB

Where she started:

  • Total unsecured debt: $19,593.00
  • Estimated interest charges: $10,996.86
  • Time to payoff: 12 years, 6 months
  • Total monthly payments: $783.72

After DMP enrollment:

  • Average negotiated interest rate: 0.83%
  • Total interest charges: $328.62
  • Time to payoff: 3 years, 8 months
  • Total monthly payment: $454.00

Time Saved: 8 years, 10 month

Monthly Savings: $329.72

Interest Saved: $10,668.24


Brianna is starting to see things improve

You guys have been one of the biggest helps in my life! I have had so many complications with credit, especially when my SIN number was stolen and everything seemed like it was falling apart. Your staff is friendly and informational. Always helping and making sure that things are good to go. I appreciate everything you’ve done so much for me.

Brianna R from Red Deer, AB

Where she started:

  • Total unsecured debt: $3,029.69
  • Estimated interest charges: $1,185.51
  • Time to payoff: 4 years, 8 months
  • Total monthly payments: $121.19

After DMP enrollment:

  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 2 years, 1 months
  • Total monthly payment: $121.00

Time Saved: 2 years, 7 months

Monthly Savings: $0.19

Interest Saved: $1,185.51


Insolvency Statistics for Red Deer

Alberta20202019% Change
Total Insolvencies13,08916,675-22%
Consumer Proposal9,48711,086-14%
Bankruptcy3,6025,589-36%
Red Deer20202019% Change
Total Insolvencies8611,100-22%
Consumer Proposal622766-19%
Bankruptcy239334-28%
Source: ic.gc.ca

Red Deer credit counselling contact information:

Most credit counselling sessions are done over the phone. You can email us to request an appointment as well.

Phone: (844)-402-3073

Where to find us:

Location (by appointment only):

144-4th Avenue SW, Suite 1600

Calgary, Alberta T2P 3N4

Alberta hours of operation (call centre):

Monday: 8:30 AM – 8 PM
Tuesday:  8:30 AM – 8 PM
Wednesday: 8:30 AM – 8 PM
Thursday: 8:30 AM – 8 PM
Friday: 8:30 AM – 6 PM
Saturday: 9 AM – 2 PM
Sunday: Closed

We’re here to help you!

If you’re looking for debt consolidation services in Red Deer, or simply seek answers to questions about your finances, we have professional answers. Call (844)-402-3073 and a trained credit counsellor will be pleased to assist you.

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