Edmonton Debt Consolidation and Credit Counselling

Free credit counselling and debt consolidation programs in Edmonton, Alberta

Who we are

Consolidated Credit is a national non-profit credit counselling organization that strives to educate consumers about credit and personal finance. We’ve helped over half a million Canadians find solutions to overcome challenges with debt.

Our mission

It’s our mission to assist individuals and families throughout Canada to end financial crises through education and professional credit counselling.

How we can help you

If you have credit card debt and you’re looking for the right way to pay it off, Consolidated Credit can help you find the best solution for your needs, credit, and budget. The journey starts with a free debt and budget analysis. A trained credit counsellor helps you understand where you stand with debt and the range of options that you have to get out of it.

If you aren’t able to get out of debt on your own and want to avoid the credit report damage caused by consumer proposals and bankruptcy, your counsellor can help you enroll in a debt management program (DMP). This will combine all your debts into one payment, while reducing or eliminating the interest rates applied to your balance.

These case studies come from real clients of Consolidated Credit who have consolidated debt through this program. These results show you how much time and money you could potentially save with a DMP.

Case Study

Kelly from Edmonton, AB

“Consolidated Credit has helped me and my family a lot. I thought I was always going to be in debt forever but then with Consolidated Credit I started to see the light again. It’s so simple and with just one condensed easy monthly payment my debt started to vanish. I am almost about to graduate from the program and it’s nice to know I have gained control again of my finances. ”

Where she started:
  • Total unsecured debt: $73,714.00
  • Estimated interest charges: $42,963.67
  • Time to payoff: 15 years, 1 months
  • Total monthly payments: $2,948.56
After DMP enrollment:
  • Average negotiated interest rate: 5.00%
  • Total interest charges: $5,426.50
  • Time to payoff: 3 years, 10 months
  • Total monthly payment: $1,750.00
Time Saved

11 years, 3 months

Monthly Savings

$1,198.56

Interest Saved

$37,537.17

Case Study

Gerald from Edmonton, AB

“Consolidated Credit took a lot of pressure off of my family and myself. If not for them , who knows what may of happen, I thank Consolidated Credit a lot ”

Where he started:
  • Total unsecured debt: $61,834
  • Estimated interest charges: $36,215
  • Time to payoff: 15 years, 9 months
  • Total monthly payments: $2,473.36
After DMP enrollment:
  • Average negotiated interest rate: 3.56%
  • Total interest charges: $2,879.39
  • Time to payoff: 3 years, 10 months
  • Total monthly payment: $1,428.00
Time Saved

11 years, 11 months

Monthly Savings

$1,045.36

Interest Saved

$33,335.69

Insolvency Statistics for Edmonton

Alberta20222021% Change
Total Insolvencies14,87513,956 6.6%
Consumer Proposal12,50111,225 11.4%
Bankruptcy2,3742,731-13.1%
Edmonton20222021% Change
Total Insolvencies4,7664,463 6.8%
Consumer Proposal4,0213,614 11.3%
Bankruptcy745849-12.2%
Source: ic.gc.ca

Edmonton credit counselling contact information:

If you live in Edmonton and need help to overcome challenges with credit card debt, we can help. Most credit counselling is conducted over the phone, so you can call us to take advantage of your free debt and budget evaluation. If you prefer to meet with a trained credit counsellor in person, please email us to make an appointment at our Edmonton office.

Phone: (844) 326-4276

Email: [email protected]

Where to find us:

Location (by appointment only):

10180, 101 St. North West, Suite 3400,
Edmonton, Alberta

Please do not mail to this address; please mail all correspondence to the Head Office at 505 Consumers Road, Suite 400, North York, ON M2J 4V8

Edmonton hours of operation (call centre):

Monday: 6:30 AM – 6 PM
Tuesday:  6:30 AM – 6 PM
Wednesday: 6:30 AM – 6 PM
Thursday: 6:30 AM – 6 PM
Friday: 6:30 AM – 4 PM
Saturday: 7 AM – 12 PM
Sunday: Closed

Alberta Cities

Calgary

Medicine Hat

Edmonton

Red Deer

Grande Prairie

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Our experts are here to help you understand your options and reach your goals. After you complete the easy-to-use online budget, one of our trained counsellors will reach out to you and provide recommendations.

Everything shared is 100% confidential and secure.

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