Calgary Debt Consolidation and Credit Counselling Services

Who we are

Consolidated Credit is a national non-profit credit counselling organization that educates consumers about personal finance and has helped over half a million Canadians tackle their debt.

Our mission

To assist individuals and families throughout Canada in ending financial crises and debt management problems through education and professional credit counselling.

How we can help you

Consolidated Credit’s non-profit consumer credit counselling service helps debt-stressed consumers find solutions to pay off credit card debt faster while minimizing interest charges. Alongside free credit counselling and our Debt Consolidation Calgary program, Consolidated Credit’s counsellors focus on education and improving financial literacy for all Canadians. Strategies include teaching basic, but vital concepts, such as how to budget, understanding credit, and how to manage money.

These case studies offer some helpful examples of how our program has helped other Canadians in Calgary to consolidate their debt.

Case Study

Dan from Calgary, AB

“I am so happy I picked up the phone and called Consolidated Credit. I had so much credit card debt that it would be impossible to pay off in my life time. Consolidated Credit worked with me and my creditors and got me a payment I could afford. I am now credit card debt free. Thank you Consolidated credit. ”

Where he started:
  • Total unsecured debt: $75,857.81
  • Estimated interest charges: $44,503.11
  • Time to payoff: 15 years, 10 months
  • Total monthly payments: $3,034.31
After DMP enrollment:
  • Average negotiated interest rate: 2.63%
  • Total interest charges: $2,225.00
  • Time to payoff: 3 years, 9 months
  • Total monthly payment: $1,754.00
Time Saved

12 years, 1 month

Monthly Savings


Interest Saved


Case Study

Brigitte from Calgary, AB

“Helped me when I needed it the most!! I was diagnosed with seizures and told I could no longer work!! I went from a very good income to $12,000/year in the blink of an eye. This was brutal and I had to turn to Consolidated to help me with my debt. ”

Where she started:
  • Total unsecured debt: $16,853.00
  • Estimated interest charges: $9,858.74
  • Time to payoff: 13 years, 8 months
  • Total monthly payments: $674.12
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 4 years, 0 months
  • Total monthly payment: $355.00
Time Saved

9 years, 8 months

Monthly Savings


Interest Saved


Insolvency Statistics for Calgary

Alberta20222021% Change
Total Insolvencies14,87513,956 6.6%
Consumer Proposal12,50111,225 11.4%
Calgary20222021% Change
Total Insolvencies4,4914,292 4.6%
Consumer Proposal3,6873,372 9.3%

Calgary credit counselling contact information:

Most credit counselling sessions are done over the phone. You can email us to request an appointment as well.

Phone: (844)-402-2611

Email: [email protected]

Where to find us:

Location (by appointment only):

144-4th Avenue SW, Suite 1600
Calgary, Alberta.

Please do not mail to this address; please mail all correspondence to the Head Office at 505 Consumers Road, Suite 400, North York, ON M2J 4V8

Calgary hours of operation (call centre):

Monday: 8:30 AM – 8 PM
Tuesday:  8:30 AM – 8 PM
Wednesday: 8:30 AM – 8 PM
Thursday: 8:30 AM – 8 PM
Friday: 8:30 AM – 6 PM
Saturday: 9 AM – 2 PM
Sunday: Closed

We’re here to help you!

If you’re looking for debt consolidation services in Calgary, or simply seek answers to questions about your finances, we have professional answers. Call (844)-402-2611 and a trained credit counsellor will be pleased to assist you.

Alberta Cities

What is your total credit card debt amount?

Provide a few details about yourself.

##first_name##, here are your next steps...

Get a clear picture of your spending vs. your income. Begin your online budget and financial analysis now by clicking the button above.

Our experts are here to help you understand your options and reach your goals. After you complete the easy-to-use online budget, one of our trained counsellors will reach out to you and provide recommendations.

Everything shared is 100% confidential and secure.

I understand and agree that by choosing “Start your online budget now”, I am voluntarily providing certain personal financial information in order to educate myself as to my current financial position. I understand that this budget tool is educational in nature, and that none of the information received in the form of a budget constitutes financial advice, nor does it constitute a counselling session. I understand and agree that the budget depends on the information I input into the fields, and that Company does not represent or guarantee the accuracy of the budget. I understand that this tool may collect information and should I choose not to provide such information, I am not to proceed further. If I choose to abandon the tool midway through the process, I understand that the information will not be maintained and I would be required to start providing the information from the beginning. Company disclaims all warranties associated with the budget tool herein. I understand and agree that Company may use the contact information provided herein to contact me through various means of communications, including automated messages, and that I expressly consent to receive these messages.

Consolidated Credit Counseling Services of Canada Inc BBB accredited business profile