Victoria Credit Counselling

Credit counselling and debt management programs in Victoria, British Columbia

Consolidated Credit is a national non-profit credit counselling organization that educates consumers about personal finance. We have helped over half a million Canadians tackle their debt. We’re who you call when you want to learn about your options for debt consolidation in Victoria, BC.

Our mission

To assist individuals and families throughout Canada in ending financial crises and debt management problems through education and professional credit counselling.

How we can help you

If you’re facing challenges with credit card debt, Consolidated Credit’s consumer credit counselling services can help you zero in on the best solution for your needs, credit, and budget. If you can’t get out of debt on your own and you need help to consolidate, we can also assist you in enrolling in a debt management program to lower your interest rates, so it’s easier to pay off your balances.

These case studies come from a real graduates of Consolidated Credit’s debt management program. It shows just one of many examples of how this program has been able to help Canadians across Vancouver Island to find debt relief.


Real Case Studies


Kenneth is thankful he called

Excellent company, excellent staff/people. Without these dedicated people taking care of me I would not be out of debt. Thank you for your hard and dedicated work.

Kenneth J from Victoria BC

Where he started:

  • Total unsecured debt: $85,767.00
  • Estimated interest charges: $50,575.06
  • Time to payoff: 16 years, 0 months
  • Total monthly payments: $3,430.68

After DMP enrollment:

  • Average negotiated interest rate: 4.26%
  • Total interest charges: $14,392.47
  • Time to payoff: 4 years, 6 months
  • Total monthly payment: $1,805.00

Time Saved: 11 years, 6 months

Monthly Savings: $1,625.68

Interest Saved: $36,182.59

Dianna is elated to be debt free

I am truly satisfied and grateful for this wonderful program. I’m so elated right now to be debt free. Thank you, Thank you, Thank you.

Dianna W from Victoria BC

Where she started:

  • Total unsecured debt: $16,226.08
  • Estimated interest charges: $9,229.73
  • Time to payoff: 13 years, 2 months
  • Total monthly payments: $649.04

After DMP enrollment:

  • Average negotiated interest rate: 1.25%
  • Total interest charges: $345.92
  • Time to payoff: 3 years, 6 months
  • Total monthly payment: $402.00

Time Saved: 9 years, 8 months

Monthly Savings: $247.04

Interest Saved: $8,883.81

Insolvency statistics for Victoria, BC

British Columbia20202019% Change
Total Insolvencies8,27011,221-26%
Consumer Proposal5,6617,087-20%
Bankruptcy2,6094,134-37%
Victoria 20202019% Change
Total Insolvencies7891,051-25%
Consumer Proposal582742-22%
Bankruptcy207309-33%
Source: ic.gc.ca

Victoria credit counselling contact information:

Credit counselling sessions are typically conducted over the phone and take about a half-hour to complete. If you prefer to meet with a trained credit counsellor in person at our Vancouver office, please email us to make an appointment.

Phone: (844)-329-7615

Where to find us:

Location (by appointment only):

MNP Tower Centre,

1021 West Hastings Street, 9th Floor,

Vancouver, BC V6E 0C3

Victoria Hours of operation (call centre):

Monday: 5:30 AM – 5 PM
Tuesday:  5:30 AM – 5 PM
Wednesday: 5:30 AM – 5 PM
Thursday: 5:30 AM – 5 PM
Friday: 5:30 AM – 3 PM
Saturday: 6 AM – 11 AM
Sunday: Closed

Pacific Time

We’re here to help you!

If you need help with credit card debt, or simply seek answers to questions about your finances, give us a call at (844)-329-7615. Our trained credit counsellors will be happy to assist you.

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