Financial News
Successfully Negotiating Your Rental Agreement
Canadians are facing financial challenges right now. Between interest rate hikes and inflation, the cost of living is increasing. Housing…
Where to save your money after paying off debt
Whether you’ve cleared a credit card balance, finished paying off a consolidation loan, or are finally seeing progress, paying off…
Bankruptcy vs Debt Consolidation – Which should I choose?
Evaluate your financial situation, carefully weigh the pros and cons of bankruptcy vs credit consolidation. Find the best debt solution.
Making the case for seeking out financial support early
Financial support is out there. From government programs that provide cash support to charities that offer food and shelter, and…
Canadian housing prices are dropping
If you’ve been watching the housing market in Canada over the last year, you may have noticed something that once…
Who Should File Income Tax Return in Canada?
It’s official – tax season is upon Canadians! The benefits of living in Canada are all the available resources and…
2025 Second-Half Scholarship winner
The winner Our 2025 Second-Half Scholarship winner is Louise Paget! Please join us in congratulating her on both her win…
Financial paralysis: An action plan for taking back control
Financial paralysis is a state of persistent anxiety about money. This anxiety overwhelms those suffering from financial paralysis. Even, arguably…
8 Signs that you need a debt relief program
Your financial situation can change at any moment. Perhaps you’re recently unemployed or have an unexpected financial setback. Now, you’re…
Garnishment in Canada: how it affects joint bank accounts
When a person in Canada owes money and doesn’t pay, a creditor may try to collect by taking funds directly…
How to pay off debt fast. Proven strategies that work for Canadians
Make paying off your debt fast the goal this year If you are feeling financial stress from your debt, you…
Protecting teens from the betting sites and online gambling boom
It is hard to avoid the omnipresent advertisements for online gambling these days. Once upon a time, you had to…
Payday too far away? Good vs bad options to make ends meet
The current cost of living has stretched every dollar for many Canadians. Living paycheque to paycheque, or even worse, not…
Credit Insurance: A safety net for your financial future
We work hard to keep a solid financial footing. That’s why it can be so disheartening when life throws a…
Online gambling: Why it’s different and how to get out
Online gambling is growing at record speed in Canada and reshaping how young people interact with money and risk. Sports…
Setting the record straight: Debunking DMP myths
Debt management plans (DMPs) are a simple and effective debt solution. Particularly, high-interest debt like credit cards and payday loans.…
Credit Card Debt Relief in Canada: Myth vs Reality
Managing credit card debt is one of the biggest financial challenges many Canadians face. The rising cost of living, combined…
Canadians planning to spend more on holiday shopping
Canadians are ready and excited for 2025 holiday shopping. The Retail Council of Canada (RCC), among others, issued their annual…
Canadian Financial Literacy: Strategy and resources
The government is taking significant steps to support and expand Canadian financial literacy, led by the Financial Consumer Agency of…
More joy and less stress thanks to a holiday budget
Between gifts, food, travel, and all the rest that comes with the holidays, the average Canadian will spend around $1,478.…
Canadian Economy: Key trends + tips for financial wellness
Canadians have been facing significant financial challenges, including declining economic freedom, lower living standards, and rising stress over debt and…
Financial Literacy Month (FLM): Top financial literacy resources
If you want to improve your financial literacy, then there’s no better time than now. In fact, November is Financial…
Financial Literacy Month 2025: Talk Money!
Financial Literacy Month, also called FLM, is celebrated in Canada each November. This year marks the 15th anniversary of Financial…
30-Day Financial Plan Checklist
Like physical and mental health, financial health is a cornerstone of quality of life. Our lives can feel very stressful…
10 Money habits keeping you poor and what to do instead
There’s a misconception about finances that makes people believe it’s the big money decisions that dictate a person’s financial situation.…
Teaching smart money habits from the first paycheque onward
I’m sure we all remember that thrill of our first job. The feeling of independence, responsibility, and most importantly, our…
Halloween 2025 in Canada
Halloween is a major event in Canada, with a strong tradition of community, trick-or-treating, and costumes. It’s no surprise that…
How to get a lower credit card interest rate
Credit card debt can be expensive, but many Canadians don’t realize that one simple step can help lower the cost:…
Understanding RESPs: An Introduction
A Registered Education Savings Plan, or RESP, is a government-supported investment account. It is a special savings account in Canada…
Managing debt while unemployed or on social assistance
Navigating mounting debt with a limited income, especially when relying on social assistance or other fixed government benefits, is overwhelming.…
Thank you for your application!
Consolidated Credit has helped more than 500,000 Canadians in 19 years find relief from debt. Now we’re here to help you.
A Trained Credit Counsellor will be calling you at the number you provided. They’ll complete your free debt and budget analysis, then discuss the best options for getting out of debt with you. If you qualify to enroll in a debt management program, your counsellor can also help you enroll immediately.
For immediate assistance, please call:
Hours of Operation:
Monday – Thursday 8:30AM to 8PM (EST)
Friday 8:30AM to 6PM (EST)
Saturday 9AM to 2PM (EST)
505 Consumers Road, Suite 400
Toronto, Ontario M2J 4V8
Ontario Registration #: 4705786