Download Consolidated Credit's Free Debt Relief Guide

Facebook (3,923 Likes) Twitter (6,489 Followers) ES Español FR Français

CALL US (844)-402-3073

Helping Canadians get out of credit card debt for over 15 years

What is your total credit card debt amount?

Provide a few details about yourself.

First Name

Last Name

Email Address

Phone Number

Postal Code

Voulez-vous parler en français?

¿Quieres hablar en español?

I consent to receive electronic messages via email and to my mobile device (including SMS and MMS – charges may apply depending on your carrier, not by us, messaging frequency varies; text HELP for help, text STOP to cancel) from Consolidated Credit regarding products and services (including tips, newsletter and promotions). See Privacy Policy and Terms of Use. You can withdraw your consent at any time.

##first_name##, here are your next steps...

Get a clear picture of your spending vs. your income. Begin your online budget and financial analysis now by clicking the button above.

Our experts are here to help you understand your options and reach your goals. After you complete the easy-to-use online budget, one of our trained counsellors will reach out to you and provide recommendations.

Everything shared is 100% confidential and secure.

I understand and agree that by choosing “Start your online budget now”, I am voluntarily providing certain personal financial information in order to educate myself as to my current financial position. I understand that this budget tool is educational in nature, and that none of the information received in the form of a budget constitutes financial advice, nor does it constitute a counselling session. I understand and agree that the budget depends on the information I input into the fields, and that Company does not represent or guarantee the accuracy of the budget. I understand that this tool may collect information and should I choose not to provide such information, I am not to proceed further. If I choose to abandon the tool midway through the process, I understand that the information will not be maintained and I would be required to start providing the information from the beginning. Company disclaims all warranties associated with the budget tool herein. I understand and agree that Company may use the contact information provided herein to contact me through various means of communications, including automated messages, and that I expressly consent to receive these messages.

<img alt="Consolidated Credit Counseling Services of Canada Inc BBB accredited business profile" src="https://www.consolidatedcreditcanada.ca/wp-content/themes/cccs-canada/public/svg/bbb-logo.svg" style="width:100%" />

You are not alone:

Bhaviksinh T. got help with $14,999 in AB 7 minutes ago

Courtney B. got help with $49,999 in ON 14 minutes ago

Leona M. got help with $19,999 in ON 16 minutes ago

Mo E. got help with $10,000 in BC 16 minutes ago

Zennan C. got help with $14,999 in BC 20 minutes ago

Joe S. got help with $66,000 in ON 21 minutes ago

Ryan L. got help with $14,999 in BC 23 minutes ago

Josie G. got help with $19,999 in ON 35 minutes ago

Tom H. got help with $50,000 in AB 36 minutes ago

Simon L. got help with $20,000 in QC 37 minutes ago

Troy R. got help with $19,999 in NS 38 minutes ago

Eugene M. got help with $25,000 in SK 43 minutes ago

Nivea P. got help with $50,000 in ON 45 minutes ago

Shanae H. got help with $15,000 in ON 45 minutes ago

Erika B. got help with $14,999 in AB 49 minutes ago

Corey F. got help with $19,999 in ON 51 minutes ago

Sarah M. got help with $14,999 in ON 52 minutes ago

Brooke M. got help with $19,999 in QC 56 minutes ago

Helen W. got help with $14,999 in NS 58 minutes ago

Ameera J. got help with $14,999 in AB 1 hour ago

Welcome to Consolidated Credit Canada

Executive Director Jeffrey Schwartz.

We are a non-profit credit counselling organization that has been helping Canadians live their best life for almost 15 years. From debt management to insolvency, Consolidated Credit Canada offers custom plans and an abundance of resources to support your financial journey.

Our main mission is to get clients out of debt and keep them out of debt.

Find Debt Relief in 3 Easy Steps

A trained credit counsellor can help you take stock of your financial situation and help you understand your options for relief and the advice is free.

1

Talk to a Counsellor
for Free

Review your debts, budget and credit with a trained credit counsellor to see if you qualify for a debt management program and explore other options for relief, so you can avoid bankruptcy.

2

Start as Soon as
You’re Ready

Take the time you need to decide. Once you are ready to enroll, we will call your creditors and work with them to lower your interest rates and stop late fees.

3

Get Out of
Debt Faster

The program is easy! You make one payment to us each month, and we distribute the funds to your creditors on your behalf. You can be out of debt in as little as 36 months.

Find Debt Relief

Here's what our clients say...

Showing our 4 and 5 star ratings

Without this program we’d be drowning, making minimum payments on 17 cards and getting nowhere. We saved so much money!

GREG B.

Consolidated Credit is a life saver! We owed $80,000 and got out of debt in 4 years, and it helped our credit score.

ROSA

This is a great alternative to bankruptcy. They stopped interest and late fees, so our balances are finally going down.

JOHN R.

Best Rating:5 |
Average Rating:4.9 |
Reviews:6732

Free Financial Education Resources and Outreach Programs

Guy watching financial videos from Consolidated Resources

Financial Education Videos

Watch Consolidated Credit's free financial education videos to build a better financial outlook.

Watch and Learn!

In the Community

At Consolidated Credit, we believe in giving back to our community to help those who are less fortunate. Learn about Consolidated Credit’s latest efforts to support charities and fundraising initiatives across Canada, from employee fundraising campaigns to team volunteering.

Consolidated Credit Counselling Services of Canada Helping old people in the community

Hard work in every project for the community

Helping others with free food and good financial advice on these hard days

Financial Wellness

Consolidated Credit recognizes the challenges that working class individuals face across Canada, and how these challenges impact productivity and retention in the workplace. That’s why we help businesses and organizations craft customizable financial wellness programs, to help employees build financial literacy through our user-friendly and interactive education platform, K.O.F.E. (Knowledge of Financial Education).

Improve Productivity!

Recent News

Fraudulent financial activity in Canada: What it is and what you can do about it

Updated: Aug 30, 2024

Following a global trend of increases in suspected fraud attempts, fraudulent transactions are on the rise in Canada. Fraud affects…

Read full article 6 minutes read

Back-to-School Spending 2024

Updated: Aug 27, 2024

Back to school is here! Check out our infographic below to get schooled on all our latest trends. Learn how…

Read full article 1 minute read

Great news for the mind and wallet, tax exemptions now include psychotherapy

Updated: Aug 21, 2024

The Government of Canada announced that the list of tax exemptions is growing to include psychotherapy counselling services. As of…

Read full article 4 minutes read

2024 First-Half Scholarship Winner

Updated: Aug 16, 2024

The winner Congratulations to our 2024 First-Half Scholarship winner, N’danet Balde! Please enjoy reading her winning essay below. We had…

Read full article 4 minutes read