Charlottetown Debt Consolidation and Credit Counselling

Free credit counselling and debt consolidation programs in Charlottetown, Prince Edward Island

Who we are

Consolidated Credit is a national non-profit credit counselling organization that strives to educate consumers about credit and personal finance. We’ve helped over half a million Canadians find solutions to overcome challenges with debt.

Our mission

It’s our mission to assist individuals and families throughout Canada to end financial crises through education and professional credit counselling.

How we can help you

If you have credit card debt and you’re looking for the right way to pay it off, Consolidated Credit can help you find the best solution for your needs, credit, and budget. The journey starts with a free debt and budget analysis. A trained credit counsellor helps you understand where you stand with debt and the range of options that you have to get out of it.

If you aren’t able to get out of debt on your own and want to avoid the credit report damage caused by consumer proposals and bankruptcy, your counsellor can help you enroll in a debt management program (DMP). This will combine all your debts into one payment while reducing or eliminating the interest rates applied to your balance.

These case studies come from real clients of Consolidated Credit who have consolidated debt through this program. These results show you how much time and money you could potentially save with a DMP.

Insolvency statistics for Charlottetown, PEI

Canada20222021% Change
Total Insolvencies100,18490,09211.2%
Consumer Proposal75,59862,63120.7%
Charlottetown20222021% Change
Total Insolvencies42837314.7%
Consumer Proposal26621027.4%

Real Case Studies

Krista’s experience was life changing   

I would not have been able to get out of debt without your service. My life would be totally different if I hadn’t found you. For the first time ever my credit score looks good and I paid for my car inspection without needing any help for the first time ever. Thank you so much.

Krista from Charlottetown, PE

Krista had a total unsecured debt of $10,437.00, it took Krista 4 years and 4 months to completely pay off her debt with a monthly payment of $218.00

Case Study

David from Charlottetown, PEI

“Great help from all. ”

Where he started:

Total unsecured debt: $55,900.00
Estimated interest charges: $32,786.87
Time to payoff: 16 years, 4 months
Total monthly payments: $2,239.00

After DMP enrollment:

Average negotiated interest rate: 0.00%
Total interest charges: $92.22
Time to payoff: 4 years
Total monthly payment: $1,185.00

Time Saved

12 years, 4 months

Monthly Savings


Interest Saved


Charlottetown credit counselling contact information:

Most credit counselling sessions are done over the phone. You can email us to request an appointment as well.

Phone: (844)-402-3073

Charlottetown hours of operation (call centre):

Monday: 9:30 AM – 10 PM
Tuesday:  9:30 AM – 10 PM
Wednesday: 9:30 AM – 9 PM
Thursday: 9:30 AM – 9 PM
Friday: 9:30 AM – 7 PM
Saturday: 10 AM – 3 PM
Sunday: Closed

Atlantic Daylight Time

We’re here to help you!

If you’re looking for debt consolidation services in Charlottetown, or simply seek answers to questions about your finances, we have professional answers. Call (844)-402-3073 and a trained credit counsellor will be pleased to assist you.

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Our experts are here to help you understand your options and reach your goals. After you complete the easy-to-use online budget, one of our trained counsellors will reach out to you and provide recommendations.

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