Winnipeg Debt Consolidation and Credit Counselling Services

Credit counselling and debt consolidation programs in Winnipeg, Manitoba

Who we are

Consolidated Credit is a national non-profit credit counselling organization that educates consumers about personal finance and has helped over half a million Canadians tackle their debt management.

Our mission

To assist individuals and families throughout Canada in ending financial crises and debt management problems through education and professional credit counselling.

How we can help you

Consolidated Credit’s provides nonprofit consumer credit counselling services that help consumers who are facing challenges with credit card debt. Our trained credit counsellors help Canadians find better ways to pay off their balances, so they can get out of debt effectively. Alongside credit counselling and our Debt Consolidation program, Consolidated Credit’s counsellors focus on education and understanding. Strategies include teaching basic, but vital concepts, such as how to budget, understanding credit, and how to manage money.

These case studies show how Consolidated Credit’s debt management program has helped other Canadians in Winnipeg to overcome their challenges with debt.

Real Case Studies


Mas is hopeful again

Just 2 months into the program, my future looks hopeful again. Still got a long way to fixing my finances, but it’s so wonderful to have a break from all the killer interests and over the limit payments.

Mas from Winnipeg, MB

Where he started:

  • Total unsecured debt: $13,169.65.00
  • Estimated interest charges: $7,396.04
  • Time to payoff: 11 years, 5 months
  • Total monthly payments: $526.79

After DMP enrollment:

  • Average negotiated interest rate: 1.25%
  • Total interest charges: $333.91
  • Time to payoff: 3 years, 10 months
  • Total monthly payment: $297.00

Time Saved: 7 years, 7 months

Monthly Savings: $229.79

Interest Saved: $7,056.13

Richard is one payment away

I am one payment away from being completely debt free, thank you so much. This never would have been possible without your help.

Richard from Winnipeg, MB

Where he started:

  • Total unsecured debt: $6,902.00
  • Estimated interest charges: $3,635.21
  • Time to payoff: 10 years, 3 months
  • Total monthly payments: $276.08

After DMP enrollment:

  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years, 11 months
  • Total monthly payment: $149.00

Time Saved: 6 years, 4 months

Monthly Savings: $127.08

Interest Saved: $3,635.21


Insolvency statistics for Winnipeg, MB

Manitoba20222021% Change
Total Insolvencies2,7732,50710.6%
Consumer Proposal2,0391,72518.2%
Bankruptcy734782-6.1%
Winnipeg20222021% Change
Total Insolvencies1,7331,52313.8%
Consumer Proposal1,2711,06619.2%
Bankruptcy4624571.1%
Source: ic.gc.ca,

Winnipeg credit counselling contact information:

Most credit counselling sessions are done over the phone. You can email us to request an appointment as well.

Phone: (844)-326-3680

Email: [email protected]

Where to find us:

Location (by appointment only):

201 Portage Avenue,
Winnipeg, Manitoba.

Please do not mail to this address; please mail all correspondence to the Head Office at 505 Consumers Road, Suite 400, North York, ON M2J 4V8

Winnipeg hours of operation (call centre):

Monday: 8:30 AM – 8 PM
Tuesday:  8:30 AM – 8 PM
Wednesday: 8:30 AM – 8 PM
Thursday: 8:30 AM – 8 PM
Friday: 8:30 AM – 6 PM
Saturday: 9 AM – 2 PM
Sunday: Closed

We’re here to help you!

f you need help with credit card debt, or simply seek answers to questions about your finances, we have professional answers. Call (844)-402-3073 and a trained credit counsellor will be pleased to assist you.

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Get a clear picture of your spending vs. your income. Begin your online budget and financial analysis now by clicking the button below.

Our experts are here to help you understand your options and reach your goals. After you complete the easy-to-use online budget, one of our trained counsellors will reach out to you and provide recommendations.

Everything shared is 100% confidential and secure.

I understand and agree that by choosing “Start My Own Budget”, I am voluntarily providing certain personal financial information in order to educate myself as to my current financial position. I understand that this budget tool is educational in nature, and that none of the information received in the form of a budget constitutes financial advice, nor does it constitute a counselling session. I understand and agree that the budget depends on the information I input into the fields, and that Company does not represent or guarantee the accuracy of the budget. I understand that this tool may collect information and should I choose not to provide such information, I am not to proceed further. If I choose to abandon the tool midway through the process, I understand that the information will not be maintained and I would be required to start providing the information from the beginning. Company disclaims all warranties associated with the budget tool herein. I understand and agree that Company may use the contact information provided herein to contact me through various means of communications, including automated messages, and that I expressly consent to receive these messages.

Consolidated Credit Counseling Services of Canada Inc BBB accredited business profile
BBB RATING: A+