{"id":58935,"date":"2025-04-11T15:19:30","date_gmt":"2025-04-11T15:19:30","guid":{"rendered":"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/?page_id=58935"},"modified":"2025-04-15T19:33:16","modified_gmt":"2025-04-15T19:33:16","slug":"credit-counselling-ontario","status":"publish","type":"page","link":"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/credit-counselling-ontario\/","title":{"rendered":"Credit Counselling in Action across Ontario"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull is-light\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-70 has-background-dim\" style=\"background-color:#91d5ff\"><\/span><img decoding=\"async\" width=\"1920\" height=\"755\" class=\"wp-block-cover__image-background wp-image-58952\" alt=\"\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/uploads\/2025\/04\/Beautiful-Toronto-skyline-Ontario-Canada1.jpg\" data-object-fit=\"cover\" srcset=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/uploads\/2025\/04\/Beautiful-Toronto-skyline-Ontario-Canada1.jpg 1920w, https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/uploads\/2025\/04\/Beautiful-Toronto-skyline-Ontario-Canada1-300x118.jpg 300w, https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/uploads\/2025\/04\/Beautiful-Toronto-skyline-Ontario-Canada1-1024x403.jpg 1024w, https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/uploads\/2025\/04\/Beautiful-Toronto-skyline-Ontario-Canada1-768x302.jpg 768w, https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/uploads\/2025\/04\/Beautiful-Toronto-skyline-Ontario-Canada1-1536x604.jpg 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-ef350914 wp-block-columns-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<h1 class=\"wp-block-heading has-text-align-center has-text-color has-link-color wp-elements-8ea28083e96da5c4ca0aa78d01f20b0a\" style=\"color:#003768;font-size:clamp(24.034px, 1.502rem + ((1vw - 3.2px) * 1.353), 40px);\"><strong><strong><strong><strong><strong><strong><strong>Credit Counselling Services For Ontario Residents<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h1>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img decoding=\"async\" width=\"649\" height=\"591\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/uploads\/2025\/04\/image.png\" alt=\"Map outline of Ontario\" class=\"wp-image-58936\" style=\"width:600px\" srcset=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/uploads\/2025\/04\/image.png 649w, https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/uploads\/2025\/04\/image-300x273.png 300w\" sizes=\"(max-width: 649px) 100vw, 649px\" \/><\/figure>\n\n\n\n<div class=\"grad-ticker relative text-center center-ticker\" style=\"border:none;z-index: 1;overflow: hidden; background: rgba(255, 255, 255, 0.6); -webkit-border-radius: 6px; -moz-border-radius: 6px; -ms-border-radius: 6px; border-radius: 6px; \">\n    <div class=\"ticker-bg top-0 bottom-0 left-0 right-0 absolute\" style=\"z-index:-1; opacity: 0.6; \"><\/div>\n        <h3 class=\"mt-4 mb-0\" style=\"color: #195079; font-size: 22px;\"> You are not alone:<\/h3>\n        <div id=\"home-ticker-container\" class=\"overflow-hidden\">\n        <div class=\"swiper-wrapper pb-2 text-16px\" style=\"color: #333333; max-height: 70px;\">\n            <div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Gerard Z. got help with $14,999 in ON<small class=\"block\">3 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Kendra A. got help with $19,999 in ON<small class=\"block\">5 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Lisa P. got help with $19,999 in ON<small class=\"block\">6 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Sarah L. got help with $25,000 in ON<small class=\"block\">9 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Scott H. got help with $14,999 in ON<small class=\"block\">9 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Hector C. got help with $14,999 in ON<small class=\"block\">10 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Anna S. got help with $10,000 in ON<small class=\"block\">10 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Moses T. got help with $14,999 in ON<small class=\"block\">11 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Laily O. got help with $100,000 in ON<small class=\"block\">16 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Sarah M. got help with $29,500 in ON<small class=\"block\">17 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Adolphus M. got help with $29,999 in ON<small class=\"block\">18 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Mohammed A. got help with $39,999 in ON<small class=\"block\">18 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Tj E. got help with $10,000 in ON<small class=\"block\">20 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Jacob D. got help with $10,000 in ON<small class=\"block\">20 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Melissa P. got help with $19,999 in ON<small class=\"block\">23 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Sahar Y. got help with $19,999 in ON<small class=\"block\">23 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Robert B. got help with $10,000 in ON<small class=\"block\">26 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Shelley B. got help with $14,999 in ON<small class=\"block\">30 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Alessandro S. got help with $50,000 in ON<small class=\"block\">33 minutes ago<\/small><\/div><\/div><div class='swiper-slide'><div class='center-slide my-auto text-15px sm:text-16px'>Ravan G. got help with $14,999 in ON<small class=\"block\">33 minutes ago<\/small><\/div><\/div>            \n        <\/div>\n    <\/div>\n    <\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<div class=\"wp-block-group shadow has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-80fb368b wp-block-group-is-layout-constrained\" style=\"background-color:#d1f0ffe8;padding-top:var(--wp--preset--spacing--30);padding-right:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">\n\n\n\n<div id=\"custom-form\" class=\"mx-auto\">\n    \n<div class=\"modal normal-modal\" id=\"communication-custom\" style=\"z-index:3147483642;color:black;\">\n    <div class=\"modal__content\">\n        <button type=\"button\" role=\"button\" tabindex=\"0\" class=\"close-normal-modal\" title=\"Close the Modal\"\n        aria-label=\"Close Modal\">&times;<\/button>\n                    <h2>E-Sign Disclosure<\/h2>\n            <p><strong>DISCLOSURE: For the Consumer\u2019s convenience, this is a copy of the E-sign Act Disclosures included in the TCPA Disclosure located in the form you signed and submitted to Consolidated Credit in order that Consolidated Credit will contact you about Consolidated Credit\u2019s services. Please be advised that the \u201cGet Free Quote\u201d button reference in this Copy is our template action button, and that the action button you pressed when submitting the form may contained a different acceptance language. Being that this is a copy of the E-Sign Act Disclosures, there is no action to be taken by you. You may print and save this form for your records.<\/strong><\/p>\n            <p><strong>Consent to Use of Electronic Records and Signatures<\/strong><\/p>\n            <p>You have the opportunity to complete and sign documents, as well as receive notices and other documents related to your Submission Form and interaction with <strong>Consolidated Credit<\/strong>, in electronic rather than paper form. To agree to these uses of electronic documents and signatures, and to sign this document with the same effect as physically signing your name, click the <strong>&#8220;Get Free Quote&#8221;<\/strong> button on the bottom of the form on the page after reviewing the information below.<\/p>\n            <p>In order to sign, complete and receive documents electronically you will need the following:<\/p>\n            <ul>\n                <li>A personal e-mail address<\/li>\n                <li>A computer or other device with standard e-mail software<\/li>\n                <li>Current version of Chrome, Firefox, Edge or Safari<\/li>\n                <li>A connection to the internet<\/li>\n                <li>A printer if you want to print paper copies<\/li>\n            <\/ul>\n            <p>Alternatively, you may choose to contact <strong>Consolidated Credit<\/strong>, through a phone call, and you may submit any request for services through paper versions of the documents.<\/p>        \n            <p>By clicking <strong>&#8220;Get Free Quote&#8221;<\/strong> on the bottom of the form on the page after reviewing the information herein, you consent to electronically sign, complete and receive documents relating to your application for information and interaction with <strong>Consolidated Credit<\/strong>, during both this session and any future sessions relating to this process. Additionally, you consent to electronically receive: communications relating to your application and interaction with <strong>Consolidated Credit<\/strong>, including requests for additional information; notices of actions taken required by law; and notices of your rights under applicable laws. Your consent applies to documents completed, signed or provided via this website, as well as to documents transmitted via email.<\/p>\n            <p>If your contact information changes, please update your information with <strong>Consolidated Credit<\/strong>, by contacting <strong>Consolidated Credit<\/strong> as provided below. Further, you have the right to withdraw your consent at any time by contacting <strong>Consolidated Credit<\/strong>. You may update your information or withdraw your consent by: calling <strong>Consolidated Credit<\/strong>, at 1-800-728-3632 by e-mailing at privacy[at]consolidatedcredit.org, or by writing to: 5701 West Sunrise Blvd, Fort Lauderdale, FL 33313 <\/p>\n            <p>If you withdraw consent, you will no longer have the ability to sign documents electronically and to receive disclosures and other documents electronically. Your withdrawal of consent is prospective only and will become effective after we have had a reasonable opportunity to act upon it. After withdrawing your consent, please also contact the company representative who sent you this request to make arrangements to receive paper copies of documents and communications.<\/p>\n            <p>After consenting, you can obtain copies of documents and communications relating to your application and interaction with <strong>Consolidated Credit<\/strong>, by using your browser to print paper copies or save electronic copies of documents or screens during this session and future sessions.<\/p>\n            <p>I understand that by typing my name where indicated in the form, providing my email and phone number, and then clicking on <strong>&#8220;Get Free Quote&#8221;<\/strong>, You consent to the use of electronic records and signatures in the manner described above, and the electronic storage of such documents.<\/p>\n        \n    <\/div>\n<\/div>            <h3 class=\"text-center mb-6\" style=\"font-size: 24px; color: #003768\">Reduce Your Total Credit Card Payments by up to 30% to 50%.<\/h3>\n    \n    \n\n\n<div class=\"hidden thankyou-msg\" type=\"schema_form_thank_you\" >\n    <div class=\"default-thankyou-text\">\n        <h4 class=\"mb-6 h2\">Thank you for your application!<\/h4>\n        <div>\n                            <p class=\"mb-6\"><strong role=\"heading\">Consolidated Credit has helped more than 500,000 Canadians in 19 years find relief from debt. Now we\u2019re here to help you.<\/strong><\/p>\n                <p class=\"mb-6\">A Trained Credit Counsellor will be calling you at the number you provided. They\u2019ll complete your free debt and budget analysis, then discuss the best options for getting out of debt with you. If you qualify to enroll in a debt management program, your counsellor can also help you enroll immediately.<\/p>\n\n                    <\/div>\n        <div>\n            <p class=\"mb-6\"><strong>For immediate assistance, please call:<\/strong><\/p>\n            <p class=\"mb-6 inline-block leading-6 align-top phoneNumber\">\n                <a class=\"tracking-phone-click\" href=\"tel:18884029720\"><span class=\"tracking-phone\">18884029720<\/span><\/a>            <\/p>\n        <\/div>\n\n        <div class=\"row flex flex-wrap\">\n            <div class=\"sm:w-2\/3 px-0\">\n                <div class=\"mb-6\">\n                    <strong>Hours of Operation:<\/strong>\n                                            <p class=\"mb-2\">Monday \u2013 Thursday 8:30AM to 8PM (EST)<\/p>\n                        <p class=\"mb-2\">Friday 8:30AM to 6PM (EST)<\/p>\n                        <p class=\"mb-2\">Saturday 9AM to 2PM (EST)<\/p>\n                                    <\/div>\n                <div class=\"mb-6\">\n                    <strong>Headquarters:<\/strong>\n                                            <p class=\"mb-2\">505 Consumers Road, Suite 400<\/p>\n                        <p class=\"mb-2\">Toronto, Ontario M2J 4V8<\/p>\n                        <p class=\"mb-2\">Ontario Registration #: 4705786<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"sm:w-1\/3\">\n                <img decoding=\"async\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/themes\/msb-lpb\/public\/images\/rep.jpg\" class=\"img-fluid\" alt=\"Stock Image of a Customer Service Representative\" width=\"432\" height=\"429\" loading=\"lazy\">\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n    <form id=\"lead-custom-form\" action=\"\" type=\"schema_form\" data-schema=\"LeadForm\" novalidate=\"novalidate\"  class=\"main-custom-form \">\n        \n        <fieldset name=\"leadInfo\" data-schema=\"LeadInfo\">\n\n            \n                            <div class=\"form-grid grid grid-cols-1 gap-6 md:grid-cols-2\">\n                    <div class=\"material-input-field relative\">\n                        <label for=\"first_nameCCV3\" class=\"sr-only\"                                aria-label=\"First Name\">First Name<\/label>\n                        <input\n                                type=\"text\"\n                                id=\"first_nameCCV3\"\n                                name=\"first_name\"\n                                required=\"required\"\n                                aria-required=\"true\"\n                                placeholder=\"First Name\"\n                                class=\"firstinput\"\n                        \/>\n                    <\/div>\n\n\n                    <div class=\"material-input-field relative\">\n                        <label for=\"last_nameCCV3\" class=\"sr-only\"                                aria-label=\"Last Name\">Last Name<\/label>\n                        <input\n                                type=\"text\"\n                                id=\"last_nameCCV3\"\n                                name=\"last_name\"\n                                required=\"required\"\n                                aria-required=\"true\"\n                                placeholder=\"Last Name\"\n                                class=\"lastinput\"\n                        \/>\n                    <\/div>\n\n\n                    <div class=\"material-input-field relative\">\n                        <label for=\"emailCCV3\" aria-label=\"Email Address\" class=\"sr-only\">\n                            Email Address                        <\/label>\n                        <input type=\"email\"\n                                class=\"form-control \"\n                                id=\"emailCCV3\"\n                                name=\"email\"\n                                required=\"required\"\n                                aria-required=\"true\"\n                                placeholder=\"Email Address\"\n                        \/>\n                    <\/div>\n\n\n\n                    <div class=\"material-input-field relative\">\n                        <label for=\"primary_phoneCCV3\" aria-label=\"Phone Number\" class=\"sr-only\"                        >Phone Number<\/label>\n                        <input\n                                type=\"tel\"\n                                class=\"form-control \"\n                                id=\"primary_phoneCCV3\"\n                                name=\"primary_phone\"\n                                required=\"required\"\n                                aria-required=\"true\"\n                                placeholder=\"Phone Number\"\n                        \/>\n                    <\/div>\n\n                                            <div class=\"material-input-field relative\">\n                            <label for=\"postalcodeCCV3\" aria-label=\"Postal Code\" class=\"sr-only\">\n                                Postal Code                            <\/label>\n                            <input\n                                    type=\"text\"\n                                    class=\"form-control \"\n                                    id=\"postalcodeCCV3\"\n                                    name=\"postalcode\"\n                                    required=\"required\"\n                                    aria-required=\"true\"\n                                    placeholder=\"Postal Code\"\n                            \/>\n                            <span class=\"sr-only\" aria-hidden=\"true\">\n                                <input type=\"hidden\" name=\"province\"\/>\n                            <\/span>\n                        <\/div>\n                    \n                                            <div class=\"material-input-field relative\">\n                            <label for=\"debtamount_CCV3\" class=\"sr-only\" aria-label=\"Debt Amount\" aria-describedby=\"debtamount_CCV3\">Debt Amount<\/label>\n                                <select id=\"debtamount_CCV3\"\n                                        class=\"appearance-none minimal\"\n                                        name=\"debtamount\"\n                                        required=\"required\"\n                                        aria-required=\"true\">\n                                    <option value=\"\" disabled selected>Select debt amount<\/option>\n                                    <option value=\"1000\">$1,000 &#8211; $4,999<\/option>\n                                    <option value=\"5000\">$5,000 &#8211; $9,999<\/option>\n                                    <option value=\"10000\">$10,000 &#8211; $14,999<\/option>\n                                    <option value=\"15000\">$15,000 &#8211; $19,999<\/option>\n                                    <option value=\"20000\">$20,000 &#8211; $24,999<\/option>\n                                    <option value=\"25000\">$25,000 &#8211; $29,999<\/option>\n                                    <option value=\"30000\">$30,000 &#8211; $34,999<\/option>\n                                    <option value=\"35000\">$35,000 &#8211; $39,999<\/option>\n                                    <option value=\"40000\">$40,000 &#8211; $44,999<\/option>\n                                    <option value=\"45000\">$45,000 &#8211; $49,999<\/option>\n                                    <option value=\"50000\">$50,000 &#8211; $54,999<\/option>\n                                    <option value=\"55000\">$55,000 &#8211; $59,999<\/option>\n                                    <option value=\"60000\">$60,000 &#8211; $64,999<\/option>\n                                    <option value=\"65000\">$65,000 &#8211; $69,999<\/option>\n                                    <option value=\"70000\">$70,000 &#8211; $74,999<\/option>\n                                    <option value=\"75000\">$75,000+<\/option>\n                                <\/select>\n                        <\/div>\n                                    <\/div>\n\n            \n                <div class=\"mt-4 md-radio\">\n                                                                <div class=\"w-full\">\n                            <input type=\"checkbox\" class=\"langcheck\" id=\"language_esCCV3\" name=\"language_secondary\" value=\"es\"\/>\n                            <label for=\"language_esCCV3\" aria-label=\"\u00bfQuieres hablar en espa\u00f1ol?\" >\u00bfQuieres hablar en espa\u00f1ol?<\/label>\n                        <\/div>\n                                                        <\/div>\n\n            \n                            <div class=\"checkbox material-checkbox mt-4 mb-2 form-disclaimer\" id=\"div4newsletter_opt_inb\">\n                    <label class=\"pure-material-checkbox\" for=\"newsletter_opt_inCCV3\" aria-label=\"Receive our Newsletter\" aria-describedby=\"div4newsletter_opt_inb\">\n                        <input type=\"checkbox\" id=\"newsletter_opt_inCCV3\" name=\"newsletter_opt_in\" class=\"float-left mt-1\">\n                        <span class=\"ca-checkbox text-14px inline-block\">\n                            I consent to receive electronic messages via email and to my mobile device (including SMS and MMS \u2013 charges may apply depending on your carrier, not by us, messaging frequency varies; text HELP for help, text STOP to cancel) from Consolidated Credit regarding products and services (including tips, newsletter and promotions). See <a  class=\"activate-modal underline font-bold\" href=\"#\" data-modal-id=\"privacy-modal\" data-toggle=\"modal\" data-target=\"#privacy\" role=\"button\" title=\"Open a modal to see our Privacy Policy\" role=\"button\">Privacy Policy<\/a> and <a  class=\"activate-modal underline font-bold\" href=\"#\" data-modal-id=\"terms-modal\" data-toggle=\"modal\" data-target=\"#terms\" role=\"button\" title=\"Open a modal to see our Terms of Use\">Terms of Use<\/a>. You can withdraw your consent at any time.                        <\/span>\n                    <\/label>\n                <\/div>\n            \n            <!-- US Disclaimer -->\n            \n                                        <div class=\"flex justify-center pt-6\">\n                    <button\n                        type=\"button\"\n                        class=\"btn btn-primary btn-main\"\n                        style=\"background: #fbb138; color: #000000; border-radius: 8px; font-weight: 600\"\n                        data-form=\"LeadInfo\">Get Free Quote                    <\/button>\n                <\/div>\n                        \n        <\/fieldset>\n\n                    <fieldset name=\"virtualCounselor\" data-schema=\"VirtualCounselor\">\n                <div>\n                    <div class=\"cc-logo mx-auto md:mb-8 mb-6 hidden md:block\">\n                                                <img decoding=\"async\" class=\"cc-logo w-72 mx-auto \" alt=\"Consolidated Credit\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/themes\/msb-lpb\/public\/svg\/ccca-logo.svg\" loading=\"lazy\"  width=\"100%\" height=\"60\"\/>\n                    <\/div>\n                    <h4 class=\"h3 text-24px md:text-30px text-center mb-4 customer_greetings\">##first_name##, here are your next steps&#8230;<\/h4>\n\n                    <div class=\"flex flex-wrap justify-center text-center gap-6 my-10\">\n                        <div class=\"\">\n                            <input type=\"hidden\" id=\"vic_page_id\" name=\"vic_page_id\" value=\"58935\">\n                            <input class=\"hidden\" type=\"radio\" id=\"send_to_cake_yes\" name=\"send_to_cake\" value=\"0\">\n                            <label for=\"send_to_cake_yes\">\n                                <button\n                                        type=\"button\" name=\"radio-button\"\n                                        class=\"btn btn-primary md:float-right mx-auto md:mx-1\"\n                                        data-form=\"VirtualCounselor\">Start your online budget now                                <\/button>\n                            <\/label>\n                        <\/div>\n                        <!-- <div class=\"\">\n                        <input class=\"hidden\" type=\"radio\" id=\"send_to_cake_no\" name=\"send_to_cake\" value=\"1\">\n                        <label for=\"send_to_cake_no\">\n                            <button\n                                    type=\"button\" name=\"radio-button\"\n                                    class=\"btn btn-primary md:float-right mx-auto md:mx-1\"\n                                    data-form=\"VirtualCounselorForm\">                            <\/button>\n                        <\/label>\n                    <\/div> -->\n                    <\/div>\n\n                    <p class=\"text-16px md:text-24px leading-7\">Get a clear picture of your spending vs. your income.  Begin your online budget and financial analysis now by clicking the button above.<\/p>\n                    <p class=\"text-16px md:text-24px leading-7\">\n                        Our experts are here to help you understand your options and reach your goals. After you complete the easy-to-use online budget, one of our trained counsellors will reach out to you and provide recommendations.                    <\/p>\n                    <p class=\"text-16px md:text-24px leading-7\">Everything shared is 100% confidential and secure.<\/p>\n\n                    <p class=\"text-sm\">\n                        I understand and agree that by choosing \u201cStart your online budget now\u201d, I am voluntarily providing certain personal financial information in order to educate myself as to my current financial position. I understand that this budget tool is educational in nature, and that none of the information received in the form of a budget constitutes financial advice, nor does it constitute a counselling session. I understand and agree that the budget depends on the information I input into the fields, and that Company does not represent or guarantee the accuracy of the budget. I understand that this tool may collect information and should I choose not to provide such information, I am not to proceed further. If I choose to abandon the tool midway through the process, I understand that the information will not be maintained and I would be required to start providing the information from the beginning. Company disclaims all warranties associated with the budget tool herein. I understand and agree that Company may use the contact information provided herein to contact me through various means of communications, including automated messages, and that I expressly consent to receive these messages.                    <\/p>\n                <\/div>\n            <\/fieldset>\n        \n\n        <!-- Credibility Logos -->\n                    <div class=\"col flex flex-wrap justify-center gap-2 text-center px-0 pt-10 form-logos\">\n                                    <!--Updated BBB Code 072722-->\n                    <a class='w-20 flex-shrink-0 transition-all transform hover:scale-125 ml-2 mr-3' style=\"text-decoration: none;max-width: 80px; display: inline-block;\" target=\"_blank\" href=\"https:\/\/www.bbb.org\/ca\/on\/north-york\/profile\/credit-and-debt-counseling\/consolidated-credit-counseling-services-of-canada-inc-0107-1176071?utm_campaign=bbb_seal&#038;utm_content=Consolidated%20Credit%20Counseling%20Services%20of%20Canada%20Inc&#038;utm_medium=website&#038;utm_source=seal_click_1176071\" aria-label=\"Go to our BBB accredited business profile page\" title=\"Go to our BBB accredited business profile page\">\n                        <img decoding=\"async\" alt=\"Consolidated Credit Counseling Services of Canada Inc BBB accredited business profile\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/themes\/msb-lpb\/public\/svg\/bbb-ca.svg\" style=\"width:100%\" \/>\n                        <div style=\"display: block;line-height:1.0;margin-top:0px;text-align:center;\">\n                            <span lang=\"en\" style=\"color:#015A75;font-size: 0.6rem; font-weight: bold; font-family: Arial, Helvetica, sans-serif;text-align:center;min-width:100px;\">BBB RATING: A+<\/span>\n                        <\/div>\n                    <\/a>\n                                                            <img decoding=\"async\" class=\"w-20 flex-shrink-0 transition-all transform hover:scale-125 mx-3 my-1\"\n                                    src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/themes\/msb-lpb\/public\/svg\/trustpilot-green.svg\"\n                                    alt=\"Open the page with all of our Trust Pilot reviews\" loading=\"lazy\"\n                                    \/>\n                                        <div class=\"flex-shrink-0 transition-all transform hover:scale-125 mx-3 my-1\">\n                        <div class=\"trustedsite-trustmark\" data-type=\"202\" data-width=\"80\"  data-height=\"33\"><\/div>\n                    <\/div>\n                                <\/div>\n                <div class=\"resize-element\" 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name=\"opt_in\" value=\"1\">\n        <input type=\"hidden\" id=\"thankyou-url\" name=\"thankyou-url\" value=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/credit-counselling-ontario\/thank-you\/\">\n        <input type=\"hidden\" name=\"vt_ip_address\" value=\"216.73.216.93\">\n                    <\/form>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"border-top-color:#e6e8ef;border-top-width:1px;border-right-style:none;border-right-width:0px;border-bottom-color:#e6e8ef;border-bottom-width:1px;border-left-style:none;border-left-width:0px;background-color:#eef2f5;margin-top:0;margin-bottom:0\">\n<div class=\"wp-block-group gap-8 is-content-justification-center is-layout-flex wp-container-core-group-is-layout-b02886af wp-block-group-is-layout-flex\">\n<figure class=\"wp-block-image size-full is-resized is-style-default\"><img decoding=\"async\" src=\"https:\/\/msb.consolidatedcreditcanada.ca\/wp-content\/uploads\/2024\/05\/As-featured-in.png\" alt=\"As featured in\" class=\"wp-image-110\" style=\"width:150px\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full is-resized is-style-default\"><img decoding=\"async\" width=\"311\" height=\"100\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/uploads\/2025\/04\/CTV.png\" alt=\"CTA\" class=\"wp-image-58938\" style=\"width:80px\" srcset=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/uploads\/2025\/04\/CTV.png 311w, https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/uploads\/2025\/04\/CTV-300x96.png 300w\" sizes=\"(max-width: 311px) 100vw, 311px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full is-resized is-style-default\"><img decoding=\"async\" width=\"210\" height=\"100\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/uploads\/2025\/04\/Global.png\" alt=\"Global\" class=\"wp-image-58939\" style=\"width:80px\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full is-resized is-style-default\"><img decoding=\"async\" width=\"296\" height=\"100\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/uploads\/2025\/04\/CityTV.png\" alt=\"Citytv\" class=\"wp-image-58940\" style=\"width:80px\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full is-resized is-style-default\"><img decoding=\"async\" width=\"227\" height=\"100\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/uploads\/2025\/04\/BNN.png\" alt=\"BNN\" class=\"wp-image-58941\" style=\"width:65px\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full is-resized is-style-default\"><img decoding=\"async\" width=\"300\" height=\"63\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/uploads\/2025\/04\/CityNews-300x63-1.png\" alt=\"CityNews\" class=\"wp-image-58942\" style=\"width:96px\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full is-resized is-style-default\"><img decoding=\"async\" width=\"276\" height=\"100\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/uploads\/2025\/04\/Daytime-Toronto.png\" alt=\"Daytime Toronto\" class=\"wp-image-58943\" style=\"width:80px\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full is-resized is-style-default\"><img decoding=\"async\" width=\"300\" height=\"76\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/uploads\/2025\/04\/forbes-1-300x76-1.png\" alt=\"Forbes\" class=\"wp-image-58944\" style=\"width:80px\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group container has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40)\">\n<h2 class=\"wp-block-heading has-text-align-center\">Here\u2019s what our clients say\u2026<\/h2>\n\n\n<div class=\"flex items-center justify-center flex-col sm:flex-row\"><h3 class=\"font-normal mb-0\">Excellent<\/h3><img decoding=\"async\" class=\"pl-3\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/themes\/msb-lpb\/public\/svg\/4half-star.svg\" alt=\"Trustpilot\" loading=\"lazy\" width=\"130px\" height=\"22px\"><\/div>\n    <div class=\"mt-2 flex items-center justify-center flex-col sm:flex-row\">Rated 4.7 \/ 5 based on 6,901 reviews on<img decoding=\"async\" class=\"pl-1\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/themes\/msb-lpb\/public\/svg\/trustpilot-small.svg\" alt=\"Trustpilot\" loading=\"lazy\" width=\"100px\" height=\"31px\"><\/div>\n\n\n<div class=\"tp-slider mx-auto\"><div id=\"TrustPilotSlider\" class=\"swiper-container\"><div class=\"swiper-wrapper\"><div class=\"swiper-slide\"><img decoding=\"async\" width=\"125px\" height=\"23px\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/themes\/msb-lpb\/public\/svg\/5star.svg\" alt=\"5 stars\"><h3 class=\"text-ccusBlue py-3\">Very helpful<\/h3>\n                    <p>Very helpful <\/p>\n                    <h4 class=\"font-bold bottom-0 absolute pb-6\">MD SHAFIQUL ISLAM<\/h4>\n                <\/div><div class=\"swiper-slide\"><img decoding=\"async\" width=\"125px\" height=\"23px\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/themes\/msb-lpb\/public\/svg\/5star.svg\" alt=\"5 stars\"><h3 class=\"text-ccusBlue py-3\">Awesome love you guys<\/h3>\n                    <p>Awesome love you guys <\/p>\n                    <h4 class=\"font-bold bottom-0 absolute pb-6\">LISA K.<\/h4>\n                <\/div><div class=\"swiper-slide\"><img decoding=\"async\" width=\"125px\" height=\"23px\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/themes\/msb-lpb\/public\/svg\/5star.svg\" alt=\"5 stars\"><h3 class=\"text-ccusBlue py-3\">They made sure the terms...<\/h3>\n                    <p>They made sure the terms were very transparent. Extremely helpful every time I have...<\/p>\n                    <h4 class=\"font-bold bottom-0 absolute pb-6\">JAMES R.<\/h4>\n                <\/div><div class=\"swiper-slide\"><img decoding=\"async\" width=\"125px\" height=\"23px\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/themes\/msb-lpb\/public\/svg\/5star.svg\" alt=\"5 stars\"><h3 class=\"text-ccusBlue py-3\">Shalaiya Mcpherson...<\/h3>\n                    <p>Shalaiya Mcpherson \u200b\u200b\u200b\u200b Credit Counsellor explained me each and everything....<\/p>\n                    <h4 class=\"font-bold bottom-0 absolute pb-6\">Harpreet Kaur<\/h4>\n                <\/div><div class=\"swiper-slide\"><img decoding=\"async\" width=\"125px\" height=\"23px\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/themes\/msb-lpb\/public\/svg\/5star.svg\" alt=\"5 stars\"><h3 class=\"text-ccusBlue py-3\">Extremely Happy Customer<\/h3>\n                    <p>Customer service has been amazing, program and client portal are very easy to use<\/p>\n                    <h4 class=\"font-bold bottom-0 absolute pb-6\">ALLISON G.<\/h4>\n                <\/div><div class=\"swiper-slide\"><img decoding=\"async\" width=\"125px\" height=\"23px\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/themes\/msb-lpb\/public\/svg\/5star.svg\" alt=\"5 stars\"><h3 class=\"text-ccusBlue py-3\">They helped me when no...<\/h3>\n                    <p>They helped me when no one else did and gave me hope.  <\/p>\n                    <h4 class=\"font-bold bottom-0 absolute pb-6\">Sarah <\/h4>\n                <\/div><div class=\"swiper-slide\"><img decoding=\"async\" width=\"125px\" height=\"23px\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/themes\/msb-lpb\/public\/svg\/5star.svg\" alt=\"5 stars\"><h3 class=\"text-ccusBlue py-3\">Very kind and helpful<\/h3>\n                    <p>Very kind and helpful<\/p>\n                    <h4 class=\"font-bold bottom-0 absolute pb-6\">Jireh Malyk<\/h4>\n                <\/div><div class=\"swiper-slide\"><img decoding=\"async\" width=\"125px\" height=\"23px\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/themes\/msb-lpb\/public\/svg\/5star.svg\" alt=\"5 stars\"><h3 class=\"text-ccusBlue py-3\">Shalaiya was kind and...<\/h3>\n                    <p>Shalaiya was kind and understanding. She was patient and let me go on explaining...<\/p>\n                    <h4 class=\"font-bold bottom-0 absolute pb-6\">Sandra Yawney<\/h4>\n                <\/div><div class=\"swiper-slide\"><img decoding=\"async\" width=\"125px\" height=\"23px\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/themes\/msb-lpb\/public\/svg\/5star.svg\" alt=\"5 stars\"><h3 class=\"text-ccusBlue py-3\">Good job <\/h3>\n                    <p>Helped me a lot<\/p>\n                    <h4 class=\"font-bold bottom-0 absolute pb-6\">LOGAN G.<\/h4>\n                <\/div><div class=\"swiper-slide\"><img decoding=\"async\" width=\"125px\" height=\"23px\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/themes\/msb-lpb\/public\/svg\/5star.svg\" alt=\"5 stars\"><h3 class=\"text-ccusBlue py-3\">CCC team is just amazing...<\/h3>\n                    <p>CCC team is just amazing in helping me get out of debt with there planned monthly...<\/p>\n                    <h4 class=\"font-bold bottom-0 absolute pb-6\">GH<\/h4>\n                <\/div><div class=\"swiper-slide\"><img decoding=\"async\" width=\"125px\" height=\"23px\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/themes\/msb-lpb\/public\/svg\/5star.svg\" alt=\"5 stars\"><h3 class=\"text-ccusBlue py-3\">One of the best<\/h3>\n                    <p>I am free because of the help and paying my debt on time <\/p>\n                    <h4 class=\"font-bold bottom-0 absolute pb-6\">Naomi<\/h4>\n                <\/div><div class=\"swiper-slide\"><img decoding=\"async\" width=\"125px\" height=\"23px\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/themes\/msb-lpb\/public\/svg\/5star.svg\" alt=\"5 stars\"><h3 class=\"text-ccusBlue py-3\">Very helpful<\/h3>\n                    <p>Very helpful, great staff. <\/p>\n                    <h4 class=\"font-bold bottom-0 absolute pb-6\">customer<\/h4>\n                <\/div><div class=\"swiper-slide\"><img decoding=\"async\" width=\"125px\" height=\"23px\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/themes\/msb-lpb\/public\/svg\/5star.svg\" alt=\"5 stars\"><h3 class=\"text-ccusBlue py-3\">Very kind personal.<\/h3>\n                    <p>Very kind personal.\nLady Rim is very kind and open in the process.<\/p>\n                    <h4 class=\"font-bold bottom-0 absolute pb-6\">ILIE <\/h4>\n                <\/div><div class=\"swiper-slide\"><img decoding=\"async\" width=\"125px\" height=\"23px\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/themes\/msb-lpb\/public\/svg\/5star.svg\" alt=\"5 stars\"><h3 class=\"text-ccusBlue py-3\">Promptness<\/h3>\n                    <p>Promptness <\/p>\n                    <h4 class=\"font-bold bottom-0 absolute pb-6\">Kelly Nehring<\/h4>\n                <\/div><\/div>\n    <div class=\"swiper-pagination\"><\/div>\n    <div class=\"swiper-button-prev absolute\"><\/div>\n    <div class=\"swiper-button-next absolute\"><\/div>\n    <\/div><\/div>\n    <div class=\"text-center\">\n    <p class=\"text-sm pt-5 sm:pt-0\">Showing our 4 and 5 star ratings<\/p>\n    <div class=\"inline-block\"><img decoding=\"async\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/themes\/msb-lpb\/public\/svg\/trustpilot-green-bigger.svg\" alt=\"Trustpilot\" loading=\"lazy\" width=\"125px\" height=\"56px\"><\/div>\n    <\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-cc-gray-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40)\">\n<div class=\"wp-block-columns container is-layout-flex wp-container-core-columns-is-layout-658170e2 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:40%\">\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"Explained in 60 seconds: Credit Counselling | Consolidated Credit Canada\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/WTPxMqra9Ts?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\n<h2 class=\"wp-block-heading\">Explained in 60 seconds: Credit Counselling<\/h2>\n\n\n\n<ul id=\"hcList\" class=\"wp-block-list has-cc-secondary-color has-text-color has-link-color has-large-font-size wp-elements-abcf5bebe3d3924b2ca1107ff6b38ed6\">\n<li>Your Credit Card Bills are rolled into one monthly payment<\/li>\n\n\n\n<li>Reduce your interest rates and stop late fees<\/li>\n\n\n\n<li>Rebuild your Credit<\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-align-right\">GET HELP NOW <a class=\"tracking-phone-click\" href=\"tel:18884029720\"><span class=\"tracking-phone\">18884029720<\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group text-center has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40)\">\n<h2 class=\"wp-block-heading has-cc-secondary-color has-text-color has-link-color wp-elements-d37636b089291d20f8f73a455c4d9885\">You\u02bcre Not Alone. How Can We Help You?<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image aligncenter size-full\"><img decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/uploads\/2025\/04\/image-2.png\" alt=\"Headshot of Sharon H.\" class=\"wp-image-58948\" srcset=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/uploads\/2025\/04\/image-2.png 200w, https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/uploads\/2025\/04\/image-2-150x150.png 150w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading has-cc-primary-color has-text-color has-link-color wp-elements-0c9eb8a1457930ce46fbaff5a1fe7e68\">*Sharon H.<\/h4>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-697a8bc171cf4d4fe925c4d801e04383\" style=\"color:#666666\">Regina, SK<\/h5>\n\n\n\n<p class=\"has-medium-font-size\"><em>\u201cThese guys totally have my trust and am so relieved that my credit cards are being managed properly and knowing I\u2019ll be debt free in less than 3 yrs.\u201d<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image aligncenter size-full\"><img decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/uploads\/2025\/04\/Mature-man-with-blue-shirt-outdoors.webp\" alt=\"Headshot of Melvin P.\" class=\"wp-image-58947\" srcset=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/uploads\/2025\/04\/Mature-man-with-blue-shirt-outdoors.webp 200w, https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/uploads\/2025\/04\/Mature-man-with-blue-shirt-outdoors-150x150.webp 150w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading has-cc-primary-color has-text-color has-link-color wp-elements-3dacbc77e0ee667819246e3f50a0a31a\">*Melvin P.<\/h4>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-f2499b8f94243c37a8838dd1c5da254c\" style=\"color:#666666\">Winnipeg, MB<\/h5>\n\n\n\n<p class=\"has-medium-font-size\"><em>\u201cGreat team to work with. I have been on the program for almost a year and have not had any issues when dealing with the people at Consolidated Credit. They are just a phone call away and have always helped me out when I needed it.\u201d<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image aligncenter size-full\"><img decoding=\"async\" width=\"200\" height=\"200\" src=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/uploads\/2025\/04\/image-1.png\" alt=\"Headshot of Jennifer E.\" class=\"wp-image-58946\" srcset=\"https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/uploads\/2025\/04\/image-1.png 200w, https:\/\/www.consolidatedcreditcanada.ca\/lpb\/wp-content\/uploads\/2025\/04\/image-1-150x150.png 150w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading has-cc-primary-color has-text-color has-link-color wp-elements-481b68480c300f23987b2866a7c02064\">*Jennifer E.<\/h4>\n\n\n\n<h5 class=\"wp-block-heading has-text-color has-link-color wp-elements-1d48b184331d24e6f61a61982dfb9d52\" style=\"color:#666666\">Edmonton, AB<\/h5>\n\n\n\n<p class=\"has-medium-font-size\"><em>\u201cI am extremely satisfied with Consilidated Credit Couseling Services. I feel very empowered making regular monthly payments to pay off my debt that was mounting out of control\u2026\u201d<\/em><\/p>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-small-font-size\">*All testimonials are from our clients. We respect the privacy of our clients. At their request, some of the pictures depicted may not be the actual photo of the client.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-cc-primary-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:0;padding-bottom:0\">\n<script src=\"https:\/\/resources.venturetechsolutions.com\/calculators\/vt-dmp3-calculator\/bundle.min.js?v=32\" type=\"text\/javascript\"><\/script>\n<div class=\"dmp-calc-wrapper has-cc-primary-background-color has-background py-24\">\n    <div id=\"vtDMP_V3calc\"><\/div>\n<\/div> \n<script>\n    VTDMP_V3_Calculator.init({\n        selector: \"vtDMP_V3calc\",\n        lan: 'ca',\n        ctaID: \"#LeadForm\",\n        ctaOpenModal: true,\n        phoneNumber : \"1-800-320-9929\",\n    });\n<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Here\u2019s what our clients say\u2026 Explained in 60 seconds: Credit Counselling GET HELP NOW You\u02bcre Not Alone. How Can We Help You? *Sharon H. Regina, SK \u201cThese guys totally have my trust and am so relieved that my credit cards are being managed properly and knowing I\u2019ll be debt free in less than 3 yrs.\u201d [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-58935","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Credit Counselling in Action across Ontario - Consolidated Credit<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Credit Counselling in Action across Ontario - Consolidated Credit\" \/>\n<meta property=\"og:description\" content=\"Here\u2019s what our clients say\u2026 Explained in 60 seconds: Credit Counselling GET HELP NOW You\u02bcre Not Alone. 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