You’ve Been Invited!

Consolidated Credit is a nonprofit credit counselling organization that has been helping Canadians get out of credit card debt for over 15 years. We can’t wait to guide and support new clients like YOU.

Fill out the form below to get started on your free, no-obligation consultation. An initial fee will be waived, if appropriate.

(Don’t forget to tell your counsellor about your waived fee.)

What is your total credit card debt amount?

Debt Amount

Provide a few details about yourself.

Kelly H. got help with $14,999 in ON1 minute ago
Keven D. got help with $66,000 in AB1 minute ago
Christian H. got help with $29,999 in BC3 minutes ago
Vera S. got help with $50,500 in QC3 minutes ago
Byron R. got help with $81,000 in ON5 minutes ago
Trevor M. got help with $45,000 in BC5 minutes ago
Onesha N. got help with $18,000 in QC6 minutes ago
Curtis H. got help with $29,999 in ON7 minutes ago
Trevor D. got help with $53,000 in NB12 minutes ago
Ginette H. got help with $14,999 in QC12 minutes ago
Kevin S. got help with $14,999 in PE15 minutes ago
Malichieyh M. got help with $30,000 in BC15 minutes ago
Kathryn W. got help with $19,999 in BC16 minutes ago
Louise M. got help with $14,999 in BC17 minutes ago
Christina I. got help with $35,000 in BC21 minutes ago
Susan B. got help with $149,500 in NB21 minutes ago
Gus M. got help with $14,999 in ON22 minutes ago
Roberta T. got help with $30,500 in QC23 minutes ago
Leanne B. got help with $28,000 in AB24 minutes ago
Shaline K. got help with $14,999 in ON25 minutes ago

After your cleared first monthly payment, the person who referred you will earn $100.

You can get paid, too – refer a friend or family member after enrolling in a Debt Management Program and earn $100 for each referral, payable after their cleared first monthly payment.

You’ll receive your refer-a-friend email 3 days after enrollment with a shareable link that tracks friends and family you send our way.

 Our program can…

✅ Reduce your total credit card payments by up to 50%

✅ Reduce your debt’s interest rates to as low as 0-10%

✅ Pay off your debt in full in 36-60 months…Instead of decades

Our credit specialists make it simple to get you out of debt

Danielle L.

“I can’t express the gratitude I feel for Anna!!!! With her kindness, positive attitude and guidance, she has helped me this through difficult time in my life. She has made this process so easy and her patience with me and my many times asked same question was so amazing! So, I highly recommend Anna !

Thank you again for helping me going forward with my new life.”

Danielle L

Many people who have credit card debt think, “I’ll try to pay this off…I can manage this.”

That’s one way to deal with credit card debt.

There’s a better way. It’s the Debt Management Program here at Consolidated.

We can help you manage and even eliminate your debt…while maintaining and possibly improving your credit score.

It’s the perfect time of year to ease financial stress.

Gift yourself financial peace of mind this year – and make a difference at the same time!

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Speak with Consolidated Credit Canada Counsellors who want to help you get out of credit card debt.

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Successfully manage your credit card debt so it’s no longer stressful.

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Get you back on the road to robust financial health.

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Restore your peace of mind…

One call can change it all.

What’s your next step? It’s easy…

Speak with a Consolidated Credit Canada Counsellor.

Here’s how it works…

✅ The conversation is totally confidential

✅ There is no pressure and the decision to move forward is yours

✅ You’ll discover if you qualify for a debt management program

✅ You can avoid bankruptcy and it won’t hurt your credit

✅ We work with hundreds of banks, retailers, and other creditors

✅ You can get out of debt faster…and save thousands on interest and fees

Case Study

Shaylee P from Richmond, BC

“The consultants were so wonderfully kind, reassuring and non-judgmental, which provided so much relief and hope during a very stressful time! ”

Where she started:
  • Total unsecured debt: $4,975.67
  • Estimated interest charges: $2,732.74
  • Time to payoff: 9 years, 6 months
  • Total monthly payments: $199.03
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years, 11 months
  • Total monthly payment: $106.00
Time Saved

5 years, 7 months

Monthly Savings

$93.03

Interest Saved

$2,732.74

Case Study

Larry from Ottawa, ON

“I have just started the process with Consolidated Credit and so far it has been quite easy and the people have been excellent. ”

Where he started:
  • Total unsecured debt: $5,945.00
  • Estimated interest charges: $2,681.45
  • Time to payoff: 6 years, 6 months
  • Total monthly payments: $237.80
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 2 years, 9 months
  • Total monthly payment: $179.00
Time Saved

3 years, 9 months

Monthly Savings

$58.80

Interest Saved

$2,681.45

Case Study

Melissa from Stephenville, NL

“I have been looking for ways to get out of debt so that I can start really enjoying my life instead of worrying over my bills that I owe. This is the most affordable option I have ever come across. I never thought I would get out of debt then I saw an ad for CCCS and found out just how easy it could be to reach a seemingly impossible goal of being debt free. ”

Where she started:
  • Total unsecured debt: $5,788.00
  • Estimated interest charges: $3,011.24
  • Time to payoff: 9 years, 7 months
  • Total monthly payments: $242.32
After DMP enrollment:
  • Average negotiated interest rate: 3.67%
  • Total interest charges: $1,100.54
  • Time to payoff: 3 years, 0 months
  • Total monthly payment: $187.00
Time Saved

6 years, 7 months

Monthly Savings

$55.32

Interest Saved

$1,910.70