GDPR Compliance

Frequently Asked Questions

No, and has no intention of doing so.

  1. Consolidated Credit intends and expects to comply with GDPR, as applicable, by its effective date on 25 May 2018, including having a legal basis under Article 6 GDPR for processing any personal data.

Consolidated Credit does not collect, use, or process personal data from individuals in the EU, or offer services or goods to people in the EU.

Consolidated Credit does not currently believe that it processes, let alone seeks or expects that it will seek to process, any personal data that is subject to Article 9 GDPR, “Processing of special categories of personal data,” which, in reference to GDPR, is generally referred to as “sensitive personal data.”

Consolidated Credit currently does not believe it is a data processor for a data controller as it applies to the GDPR.

Yes.

Yes. If you are a data subject as defined by the GDPR and have requests of Consolidated Credit under GDPR related to your individual rights in your personal data, including a “request to be forgotten/for erasure,” “rectification,” etc., please email [email protected]. Consolidated Credit will promptly review your request and respond to you.

Consolidated Credit does not currently believe that it processes, let alone seeks or expects that it will seek to process, any personal data that is subject to Article 9 GDPR, “Processing of special categories of personal data,” which, in reference to GDPR, is generally referred to as “sensitive personal data.”

Consolidated Credit’s efforts to identify all existing and any new sources of personal data collection are ongoing toward being compliant with GDPR by 25 May 2018.

Consolidated Credit Counselling Services of Canada, Inc
505 Consumers Road, Suite 400
Toronto, Ontario M2J4V8

Yes.

As Consolidated Credit is headquartered in the United States and is not “established” anywhere in the EU, it does not see any advantage in hosting personal data in the EU, since Consolidated Credit will have no personnel in the EU to process any of the personal data in order to perform its obligations to its subscribers.

As answered in Question 4 (above), Consolidated Credit currently does not believe it is a data processor for a data controller, necessitating that it enter into customary and compliant data processing agreements with data controllers. However, should that change, in order to comply with GDPR, Consolidated Credit believes that both Consolidated Credit as a data processor and the data controller will need to enter into a compliant data processor agreement.

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