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Credit Card Habits Survey

Consumers’ financial habits in Canada appear to be changing this year after Covid-19.

The use of credit in Canada continues to grow at alarming rates. The pattern of precarious credit card habits indicates that although credit debts decrease considerably in periods of crisis, this general behavior of consumers does not hold for long.

Consolidated Credit developed this survey to learn more about the credit card habits of citizens in Canada. The information we collect here will help us continue to generate educational content to help you promote healthy personal finances.

Please complete the survey to contribute to our pool of data.


While the country aims to get back on its feet, there’s no telling what the future holds. However, many Canadians have learned some valuable lessons regarding saving money, using credit, and being fiscally conscious.

Submissions will close on Friday, November 5th, 2021. Please make sure you participate and share this survey with your friends!

What is your total credit card debt amount?

Provide a few details about yourself.

##first_name##, here are your next steps...

Get a clear picture of your spending vs. your income. Begin your online budget and financial analysis now by clicking the button above.

Our experts are here to help you understand your options and reach your goals. After you complete the easy-to-use online budget, one of our trained counsellors will reach out to you and provide recommendations.

Everything shared is 100% confidential and secure.

I understand and agree that by choosing “Start your online budget now”, I am voluntarily providing certain personal financial information in order to educate myself as to my current financial position. I understand that this budget tool is educational in nature, and that none of the information received in the form of a budget constitutes financial advice, nor does it constitute a counselling session. I understand and agree that the budget depends on the information I input into the fields, and that Company does not represent or guarantee the accuracy of the budget. I understand that this tool may collect information and should I choose not to provide such information, I am not to proceed further. If I choose to abandon the tool midway through the process, I understand that the information will not be maintained and I would be required to start providing the information from the beginning. Company disclaims all warranties associated with the budget tool herein. I understand and agree that Company may use the contact information provided herein to contact me through various means of communications, including automated messages, and that I expressly consent to receive these messages.

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